(b)lines Ask the Experts – When Is a Loan Considered to Be in Default?
“I noticed that you have written a number of Ask the Experts columns regarding loan defaults, but none of those...
Tag: Defined Contribution (DC)
NAGDCA Supports Auto Enrollment for State DC Plans
A report notes that DC plans for public-sector employees are no longer just supplemental due to changes in state DB...
Wells Fargo Finds Diversification Has Improved in DC Plans
Younger and less tenured employees are more likely to satisfy the minimum diversification goal.
Many Small Businesses Adopting DC Plan Design Best Practices
One-sixth of small business plans served by Vanguard have adopted automatic enrollment, and most chose to reenroll participants in a...
Financial Knowledge Leads to Better Retirement Savings Behavior
Research shows financial wellness and retirement education can be beneficial even for employees who are already ostensibly knowledgeable about finances.
Brexit Impact for Retirement Savers
“We are reaching out to our clients and pointing out that over the long term, the world survives. These short-term...
Senators Want to Help Participants Find Old DC Accounts
The Retirement Savings Lost and Found Act aims at simplifying the process of first locating and then consolidating abandoned defined...
Participants Say DC Plans Fall Short in Key Areas
Forty-five percent of participants believe their DC plans will not help them meet their retirement goals, according to a Prudential...
Participants Stuck With the Markets in 2015
According to ICI research, the vast majority of those who started the year with a DC plan account continued contributing...
PSNC 2016: DC Plan Investment Menu Trends
Keeping it simple for participants, paying attention to fees, and considering money market reform are transforming DC plan investment menus.
PSNC 2016: CEO Roundtable
Leaders at Morningstar, BlackRock and John Hancock discussed retirement industry trends and challenges.
PSNC 2016: Washington Insights
Litigation is the main concern for DC plan sponsors right now.
Child's College Education Puts Retirement Savings on the Back Burner
Many parents put the interests of their children far ahead of their own retirement savings needs.
Millennials Saving for Retirement, but Most Have Less Than $10K
Boomers aren't doing that much better.
SSGA Seeking Sponsors for Mandatory Retirement Plan Bill
The investment firm is meeting individually with Senators and Congressmen on its new national policy proposal.
Employees Want DC Plans and Want to Be Auto Enrolled
Still, only 41% of large companies use automatic enrollment.
DC Retirement Plan Investment Landscape Is Changed
The industry has made much more headway on improving participant portfolio construction, says Jean Young with the Vanguard Center for...
Many Retirees Not Taking Advantage of Delaying Social Security
Four in 10 Americans age 50 or older plan to take Social Security before full retirement age
DC Retirement Plan Sponsors Paring Down Investment Options
For the first time, the desire to reduce fees and expenses outranks underperformance as the most common reason for dropping...
Simple Strategies Can Improve Retirement Plan Participant Behaviors
A few simple tactics improved employee engagement with DC plans, Bank of America Merrill Lynch finds.