Plan Sponsors Bracing for Recession, Split on Participants’ Response
A “state of the industry” report from recordkeeper Ubiquity finds 62% of plan sponsors expect a recession, with 47% seeing...
Tag: defined contribution plan
Benefits |
Report Shows Different Spending Patterns by Retirement Plan Type
The research demonstrates that public-sector workers tend to feel safer spending more when they have a defined benefit retirement plan...
Financial Stress Increases the Need for Participant Communications
Knowledge of the challenges participants are facing creates opportunities for advisers to connect.
Products |
DCIIA Publishes Resource for Introducing a Retirement Tier in DC Plans
A new series of papers aims to provide plan sponsors a framework for supporting near retirees and retirees in preparing...
Target-Date Funds Continue to Be Popular Among Younger 401(k) Plan Participants
Research on 2019 dataset from EBRI/ICI database finds the bulk of assets overall were invested in stocks.
Receipt of a Power of Attorney for a Plan Participant
Experts from Groom Law Group and CAPTRUST answer questions concerning retirement plan administration and regulations.
Opinions |
Real Estate in DC Plans: Key Considerations
Lew Minsky, with DCIIA, reviews questions defined contribution plan sponsors should ask when considering real estate investments for their plans.
DC Plans Use Pension Features to Improve Retirement Outcomes
DC plans are taking on more and more features that primarily used to be associated with defined benefit plans, to...
Products |
Investment Products and Service Launches
Vanguard announces plans to launch ultra-short bond ETF and Annexus Retirement Solutions releases Lifetime Income Builder.
Nearly Half of State and Local Government Employees Approve of Auto-Enrollment
If they were automatically enrolled into a defined contribution plan, 77% say they would remain in the plan.
Installment Payments Encourage More Retirees to Keep Assets in DC Plans
Over the past decade, overall, there was a higher percentage of withdrawals among people who terminated employment after reaching age...
Participants Stay the Course With Their DC Plans
In the first three quarters of 2018, only 2.2% of participant stopped contributing to their plans, ICI data shows.
DC Plan Averages Don’t Tell the Whole Story
It’s important to know how different employee groups are benefitting from a defined contribution (DC) plan so unique issues can...
Majority of DC Plan Participants Express Retirement Readiness Confidence
In addition, a majority of those polled by the Investment Company Institute (ICI) oppose changing key features of DC plans.
DC Plan Sponsors Want Retirees/Terminated Employees to Remain in Their Plans
More than 60% of employers want to keep retirees in their plan, and 33% prefer that terminated employees keep their...
Mercer Makes Recommendations for Finding Missing Participants
If there are missing participants that plan sponsors have not made a genuine effort to find, “the entire plan could...
BlackRock Lays Out Plans to Boost Retirement Readiness
The investment firm calls on the government to pass numerous measures to expand access to retirement plans and boost participation...
TDFs Get Millennials on the Right Track
Most Millennials are appropriately invested, with 90% of their portfolios in equities.
Simpler Retirement Plan Communications Make No Difference in Employee Decisions
In conclusion, IZA says, “the data do not support the idea that presenting optional 401(k) plan information in a simpler,...
Millennials Benefiting from PPA
They are on track to replace 75% of their income, compared to 64% for Americans overall.