Products | May 25th, 2021 FPS, iJoin Streamline Rollovers from 401(k)s to IRAs The automated service is for accounts that have $5,000 or less.
Participants | May 24th, 2021 How to Get Participants to Really Think Twice About Early Withdrawals Educating participants and offering them guidance on rollovers can substantially reduce loans, hardship withdrawals and cash-outs, experts say.
Compliance | April 23rd, 2021 Taking Steps to Expand Retirement Plan Access Between state-run plans, PEPs and moves to enhance SIMPLE plans, different entities are tackling the same problem in different ways.
Products | March 23rd, 2021 Automated Force-Out IRA Processing Now Available from iJoin, PenChecks The firms say it can help employers, who won’t need to respond to as many inquiries from former employees about...
Benefits | March 12th, 2021 Oklahoma Looks to Create State-Run IRA The bills introduced in the state legislature would require companies with 10 or more employees that have been in business...
Data and Research | August 21st, 2020 Those Who Have Both a 401(k) and IRA Have Higher Savings EBRI found individuals able to consistently contribute to both could end up with around 2.5 times more savings for retirement.
Data and Research | June 25th, 2019 Participants Lack Knowledge About Retirement Plan Rollovers Forty-two percent don’t even know it is possible to keep assets in a plan once one leaves an employer.
Data and Research | May 3rd, 2019 GAO Reviews Retirement Savings Leakage The GAO interviewed retirement plan stakeholders and found several ways to stem the tide of funds leaving 401(k)s and IRAs.
Data and Research | May 1st, 2019 Wells Fargo Suggests Various Approaches to Retirement Saving Because people are living longer, healthier lives, the Wells Fargo Investment Institute has suggested different ways that Millennials, Generation X...
Data and Research | November 5th, 2018 Years of Positive Retirement Savings Behaviors Lead to Record Balances The average 401(k) balance reached an all-time high of $106,500 in the third quarter, and the average 403(b) balance is...
Data and Research | September 18th, 2018 ICI: IRAs Continue to Serve American Savers Well Both traditional and Roth IRAs serve Americans of all ages.
Data and Research | August 16th, 2018 Plan Sponsors Stepping Up Their Auto Enrollment Game The percentage of employers that default participants at a 6% deferral rate or higher more than doubled in the past...
Data and Research | June 19th, 2018 Brokerage Accounts, Dividends Critical Sources of Retirement Income Together, they supply 40% of retirees’ income.
Data and Research | May 17th, 2018 Recent Dip in Average Fidelity Account Balance Belies Long-Term Trend Average individual 401(k), 403(b) and IRA account balances increased year-over-year, according to the latest cut of data from Fidelity’s book...
Data and Research | May 16th, 2018 Procrastinating Retirement Savings Is Americans’ Biggest Financial Regret That is followed by not saving for an emergency, and taking on too much credit card and too much student...
Data and Research | February 27th, 2018 Americans Underutilizing Retirement Savings Accounts Fifty-one percent are not actively contributing to a 401(k) plan, Edward Jones found in a survey.
Data and Research | February 9th, 2018 Plan Sponsors Should Remind Participants About the Saver’s Credit Many participants do not know about the credit, the Transamerica Center for Retirement Studies found.
Data and Research | February 2nd, 2018 Americans Confident DC Plans Can Help Them Meet Their Goals They like the tax advantages, investment opportunities and investor control that 401(k)s and other DC plans offer them, ICI finds.
Products | January 29th, 2018 TD Ameritrade and FeeX Partner on DC Plan Fee Analyzer Participants in 401(k), 403(b) or other defined contribution (DC) plans can compare administration and individual mutual fund fees to fees...
Data and Research | October 5th, 2017 Workers Without Retirement Plan Access Favor State-Run Option After being educated about the option, only 13% of employees said they would likely opt out of an auto-IRA run...