Tag: Plan Design

However, only 8.71% of plans automatically enroll employees that fail to make an affirmative enrollment election, an analysis finds.

In addition, more savers are leveraging HSAs as a tool to increase overall retirement savings, an analysis suggests.

Loaded with information about when employees may begin participating in plans, benefits involved, vesting and so on, the language utilized...

The GAO suggests regulators re-evaluate eligibility age requirements, vesting policies and whether to allow plan sponsors to require employment on...

Many committees do not have the expertise to select investments and should use outside help, SEI says.

A “Safe Harbor 101” handbook explains when a safe harbor 401(k) is needed and how they function.

An analysis of defined contribution participant distribution behavior supports the use of “through” target-date funds and the allowance of partial...

Use of auto-deferral increase and auto-rebalancing has declined in the past two years; however, there is increased interest from 401(k)...

If a retirement plan pays an ex-employee less than its vesting schedule required, it could lose its qualified status.

This year’s Melbourne Mercer Global Pension Index looks at countries’ preparedness for an aging population and suggests steps to bolster...

The accrued benefit of a variable benefit plan is tied to market performance, relieving sponsors of having to support underfunded...

The NYC Nest Egg is designed to cover employees who are not eligible for a workplace retirement plan.

A plan sponsor finds that new options for micro plans offer more to participants and plan sponsors.

Seventy-one percent of plans allowing employer contributions make a match, and more than half of plan sponsors offer the same...

Exclusive to PLANSPONSOR: The clarified terms should make it easier to employ—and understand—‘auto’ plan features.

It’s time to face the reality that saving for retirement is tough, and policies need to address the fact that...

Among other things, a federal district court held that “appropriate equitable relief” under ERISA Section 502(a)(3) may extend to remedy...

The SEC says whether offering a brokerage window in a 401(k) through which investments in employer securities can be made...

The grant program seeks to assist those workers who have traditionally lacked access to an employer-provided retirement benefits program or...

The retirement plan option built with SPDR exchange traded ETFs is designed to equip participants with individualized retirement strategies versus...