THOUGHT LEADERSHIP ARCHIVE

DC Recordkeeping: The High Cost of Low Fees

Recordkeepers are calling their services more efficient, or streamlined, but that may be a kind way of saying “less service.”

Investment Beliefs: Governance Bedrock for Investment Committees

Endowments and foundations are typically governed by members of a volunteer investment committee who are charged with fiduciary oversight of a perpetual portfolio that is closely tied to the organization’s mission.

HSAs Shine Brightly in the Retirement Savings Universe

In the universe of retirement options, there are a lot of bright stars—401(k)s (and their nonprofit and public-sector counterparts, 403(b) and 457 plans), IRAs, and Roth 401(k)s and IRAs. And while each of these retirement savings options offers its own distinct advantages, shining brightest among them in the retirement stratosphere is the often-overlooked HSA (health savings account).

Making Savings Last A Lifetime

Each day another 10,000 Americans reach the traditional retirement age of 65 and face the challenge of converting their hard-earned savings in defined contribution (DC) plans into an income that will replace their working-year paychecks.

Participants Speak to the Power of Advice

Among the many challenges of sponsoring a defined contribution retirement savings plan, keeping up with the concerns and expectations of plan participants ranks high on the list.

Connecting Wealth to Health in the Wellness Equation

Financial wellness is a bit of a conundrum. Its roots are in a person’s wallet, but when things go wrong, it can impact their health. As a result, employee benefit programs that don’t include a financial component may not be addressing a critical impediment to wellness.

Personalized Investments

A New Approach to Customizing the Retirement Journey

Three Key Insights Plan Sponsors and Advisers Should Know About Special Needs Planning

An Opportunity Exists to Support Caregivers and their Loved OnesHeather Lavallee: Our industry has come a long way in recognizing that certain groups, such as women and minorities, can face unique challenges preparing for a successful retirement. Despite the progress in recent years to support them, one sizeable population—people with disabilities and their caregivers—is still...

Overcoming recruitment and retention challenges in the healthcare market

Hiring professionals and retaining employees to keep up with growth is getting harder. A total benefits approach focused on making the most of your retirement plan can be a significant factor in helping you address these challenges.

The Millennial Money Myth

Why Millennials are more financially savvy than previously thought and demanding more from plan sponsors

Retirement Income Gaining Interest Among Plan Sponsors and Participants

Today, employees are responsible for investing their own retirement assets, and they are also tasked with making decisions about decumulation. A recent MetLife survey called “The Role of the Company” confirmed employees recognize these responsibilities, but they still want help from their employer, viewed as a trusted partner. Roberta Rafaloff, head of MetLife’s Institutional Income Annuities business, spoke with PLANSPONSOR about how employers can help guide employees in terms of structuring retirement income.

Defined Contribution: Four Themes for 2018 and Beyond

In our view, the prospective low-return ­environment calls for a capital-efficient approach that pairs actively managed bonds with passive or enhanced equities in ­target-date, core and retirement-income ­allocations.