THOUGHT LEADERSHIP ARCHIVE

Financial Wellness Programs Empower Employees

Companies are embracing an educational approach as half of adults report feeling “financially anxious.” As employees grapple with financial stress being amplified by the pandemic, employers are responding by taking a holistic look at supporting their workforce’s entire financial picture.

Glide Paths Within the Glide Path

The allocation process for a target-date fund may be more than shifting from equities to fixed income over time. Instead, to maintain an appropriate balance at different lifecycle stages, there may be numerous glide paths involving subcategories of the primary debt and equity asset classes, along with alternatives.

Competing or Complementary? The connection between ESPPs and 401(k)s

ESPPs 101Employee Stock Purchase Plans (ESPPs) provide a broad base of employees the opportunity to purchase company stock, often at a discount.HOW THEY WORKEmployees contribute post-tax dollars to their ESPP through regular payroll deductions. These contributions accumulate until a pre-set “purchase date,” when the company uses the employees’ accumulated funds to purchase company stock on...

PODCAST: The Power Of

Join Fidelity and our guests as we explore the ideas and actions that give us the power to make better decisions about our work, finances, health care, and lives. Our four-episode series, The Power of Confidence, examines what confidence is, why it matters, and how it relates to the choices you make every day, especially in complex areas like finances and health care. Plus, we'll highlight things you can do to feel more confident about your decisions.

Expert Voice: Ed Farrington

Executive Vice President, Institutional and Retirement, for Natixis Investment Managers
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Building the Retirement Tier

The time has come for defined contribution plans to add a retirement tier – the investments, guidance and services needed to meet the needs of participants in retirement.

Rethinking Benefits in the Pandemic Era

Supporting employees’ emotional and financial wellness with an innovative student debt relief strategy

Racial Inequalities in Financial Wellness

To address racial inequalities, we must acknowledge they exist and understand the reasons why. Here, we explore differences by race and ethnicity across budgeting, debt, savings, protection, and financial confidence. While acknowledging historic and continued barriers to financial wellness, we also explore the idea that different priorities shape employees’ finances. Identifying both gaps and successes can highlight opportunities for more equitable approaches to help all employees achieve financial wellness.

Choice and Simplicity

Interview with Sandy McCarthy

Coronavirus and Your Company’s Retirement Plan

As more states respond to the Coronavirus by ordering people to shelter in place and closing nonessential business operations, commerce is screeching to a halt. Millions of Americans are being forced onto unemployment rolls, anxiously awaiting their next paycheck and, at least momentarily, postponing saving for retirement.

Why COLI? Why MassMutual?

Interview with Mark Laramee Managing Director of COLI Sales, Institutional Solutions

The Benefits Balancing Act

Offering more benefits typically leads to recruitment success, but it's not as simple when it comes to retention.

DC Recordkeeping: The High Cost of Low Fees

Recordkeepers are calling their services more efficient, or streamlined, but that may be a kind way of saying “less service.”

Investment Beliefs: Governance Bedrock for Investment Committees

Endowments and foundations are typically governed by members of a volunteer investment committee who are charged with fiduciary oversight of a perpetual portfolio that is closely tied to the organization’s mission.