Opinions

August 29, 2014 (PLANSPONSOR.com) - For four decades, the Employee Retirement Income Security Act of 1974 (ERISA) has provided a durable federal framework for employers that sponsor health...

August 29, 2014 (PLANSPONSOR.com) – Forty years ago on September 2, in response to failing companies resulting in workers losing pensions, sweeping legislation designed to protect workers from...

August 26, 2014 (PLANSPONSOR.com) - Uncashed checks are a real and growing problem faced by retirement plan sponsors. Anecdotally, the industry believes this issue to be in the...

August 22, 2014 (PLANSPONSOR.com) - On June 25, 2014, the Supreme Court of the United States made its first ruling applying the fiduciary standards of the Employee Retirement...

August 19, 2014 (PLANSPONSOR.com) - "Education is the most powerful weapon which you can use to change the world."- Nelson Mandela

August 15, 2014 (PLANSPONSOR.com) - Retirement industry publications discussing pension risk transfer actions by plan sponsors often fail to mention those most impacted by de-risking: the retirees.

August 12, 2014 (PLANSPONSOR.com) - Over the last several years target-date funds (TDFs) have gained a great deal of popularity, and they are being looked at, poked, inspected,...

August 12, 2014 (PLANSPONSOR.com) - Starting in 2014, the Patient Protection and Affordable Care Act (ACA) prohibits group health plans from imposing an out-of-pocket maximum (OOP max) that...

August 8, 2014 (PLANSPONSOR.com) - The main reason that the funding issues in the public defined benefit pension plan market have reached near crisis proportions for many public...

August 8, 2014 (PLANSPONSOR.com) – 403(b) plan sponsors subject to the Employee Retirement Income Security Act (ERISA) should be concerned about the fiduciary responsibilities imposed by ERISA.

August 5, 2014 (PLANSPONSOR.com) - In the first decade of the millennium, we saw market crashes that wiped billions of dollars from the collective funding levels of defined...

August 1, 2014 (PLANSPONSOR.com) - Many qualified plans utilize target-date retirement funds as default funds, the funds into which a participant’s money is invested if they have failed...

July 29, 2014 (PLANSPONSOR.com) - Indulge me. Let me take you back to July 6, 1957, when a teenager named Paul got on his bike to go see...

July 25, 2014 (PLANSPONSOR.com) - There are a number of savings and compensation plans companies can use to both attract and retain members of senior management; two in...

July 22, 2014 (PLANSPONSOR.com) - As plan advisers and plan sponsors, we have to somehow get our plan participants to save more for their retirement.

July 18, 2014 (PLANSPONSOR.com) - A defined contribution plan is an excellent tool for helping employers acquire and retain top talent, but complying with the rules can be...

July 15, 2014 (PLANSPONSOR.com) - His personality is bigger than life, and anytime he walks into our office, we feel like we are advising a friend, not a...

July 11, 2014 (PLANSPONSOR.com) - Preaching retirement readiness to motivate plan participants has missed the target, but helping them “keep score” of their success might be the answer.

July 9, 2014 (PLANSPONSOR.com) - Below we address recent questions we have received about the Patient Protection and Affordable Care Act’s (ACA’s) Code section 4980H employer shared responsibility...

July 1, 2014 (PLANSPONSOR.com) - If you’re thinking of adding a high-deductible health plan (HDHP) with a health savings account (HSA) feature to your organization’s health care “playlist”...