Opinions

Diane Wasser, with EisnerAmper LLP, discusses basic best practices or recommendations that are often overlooked, which can lead to deficiencies in retirement plan management.

Lauren Meyer and Kevin Morrison, River and Mercantile Solutions, discuss critical areas to consider in order to determine defined benefit plan termination readiness, and provide case studies as...

Michael Barry, president of O3 Plan Advisory Services LLC, discusses when taking a lump-sum payment instead of continuing an annuity is—and is not—a good idea for retirees.

Brett Wander and Jake Gilliam, with Charles Schwab, remind retirement plan sponsors what to consider when evaluating bond funds.

Toni Brown, with Capital Group, discusses how retirement plan sponsors can help participants in retirement stay properly invested while decumulating their assets.

Pierre Couture and Brett Cornwell, with Voya Investment Management, discuss the increase in BBB bond issuance and how this affects credit risk mitigation for defined benefit (DB) plan...

Ask several retirement plan professionals, “How much income in retirement is enough?” and one may get several answers. Michael Barry, president of O3 Plan Advisory Services LLC, discusses...

Andy Adams and Jay Schmitt, with Strategic Benefits Advisors, discuss what makes retirement plan data vulnerable and actionable steps to protect it from fraud.

Jonathan Barry, MFS Investment Management, discusses key trends retirement plan sponsors may expect to see this year, as well as issues they may face and thoughts about how...

Andrew S. Zito, with LAMCO Advisory Services, offers tips for organizing and implementing the best retirement plan provider request for proposals (RFP) process.

Michael Barry, president of October Three (O3) Plan Advisory Services LLC, discusses how employers balance the various needs of employees with which benefits to offer.

Gathering the right data and setting specific goals helps employers build a relevant financial wellness program for employees, according to Carrie Alexander and Tom Swain, with Findley.

Retirement plan fiduciaries’ decisions are based on a process, and prudence should be baked into and visibly evident in the process.

George White, from Custodia Financial, discusses how the IRS’ new distribution code for retirement plan loan defaults could help inform the retirement industry.

Michael Barry, president of October Three (O3) Plan Advisory Services LLC, offers his opinions about retirement plan issues addressed—and not addressed—by the Department of Labor under President Donald...

These employee-paid benefits provide essential protection in the event of a critical illness, disability, accident or other event, such as identity theft, that could quickly undermine an individual’s...

Michael Barry, president of October Three (O3) Plan Advisory Services LLC, discusses the multiemployer pension plan crisis, who may be to blame, and his views on writing off...

If benefit plan participants are dissatisfied, the sponsor often has a good—and overlooked—option, experts say.

Michael Barry, president of October Three (O3) Plan Advisory Services LLC, points out that, while the candidates for the midterm elections are not spouting their views on retirement...

David Davala, with Findley, discusses considerations for defined benefit (DB) plan sponsors before deciding whether to transfer some of their pension risk to an annuity provider.