Opinions

Opinions | March 30th, 2010

What Do the 403(b) Regulations Really Require? – Part I

March 30, 2010 (PLANSPONSOR.com) - Soon after publication of the final 403(b) regulations in 2007, as the marketplace sorted out the requirements, the implications, and the intent of...

Opinions | March 22nd, 2010

IMHO: Power Less

Last Saturday night, we returned to a home darkened by a power outage.

Opinions | March 18th, 2010

IMHO: Afford Abilities

March 18, 2010 (PLANSPONSOR.com) - There are in this--or perhaps any—business certain moments of epiphany that shed light and clarity.

Opinions | March 16th, 2010

K-12 403(b) Plans: Fiduciary Obligations, Fiduciary Responsibilities

March 16, 2010 (PLANSPONSOR (b)lines) – Following the adoption of the final 403(b) regulations that clarify the status of the employer as a "plan sponsor" with responsibilities for...

Opinions | March 14th, 2010

Has Your 401(k) Plan Been Restricted?

March 15, 2010 (PLANSPONSOR.com) - Given the increased congressional interest in 401(k) plan oversight, the U.S. Government Accountability Office (GAO), an agency of the Congress, is offering an...

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Opinions | March 9th, 2010

IMHO: Income Tacts

I don’t know if you’ve gotten to this point in your year yet, but we’ve started doing taxes in our household.

Opinions | March 4th, 2010

IMHO: “Access” Points

Last Friday, the Department of Labor, as part of the White House’s Middle Class Task Force, formally unveiled a couple of initiatives.

Opinions | March 2nd, 2010

Group vs. Individual – Understanding a Critical Distinction in 403(b) Contracts

(PLANSPONSOR (b)lines) - What is the difference between a group contract and an individual contract, and why should you care?

Opinions | February 23rd, 2010

IMHO: Promises Premises

February 23, 2010 (PLANSPONSOR.com) - It was hard not to be struck this past week by that Pew Center on the States report titled “The Trillion...

Opinions | February 23rd, 2010

Does Your 403(b) Plan’s Administration Make the Grade?

(PLANSPONSOR (b)lines) – A 403(b) plan sponsor should periodically review how its plan is operating, and one critical area of focus involves plan administration.

Opinions | February 8th, 2010

IMHO: Goal Lines

February 8, 2009 (PLANSPONSOR.com) - Heading into Super Bowl weekend, a new report focused attention on another “contest”

Opinions | February 5th, 2010

Know What to Expect in Your 403(b) Plan Financial Audit

(PLANSPONSOR (b)lines) - Many sponsors of ERISA-covered, large 403(b) retirement plans will face significant challenges in complying with the new Department of Labor (DoL) requirement to file an...

Opinions | February 4th, 2010

SURVEY SAYS – What’s Your Best and Worst Flick Pick?

February 4, 2010 (PLANSPONSOR.com) – This week we got to see lists that purport to showcase the best (the Oscars) and the worst (the Razzies) in...

Opinions | February 2nd, 2010

When a 403(b) Plan’s Exclusive Relationship with One Vendor Really Isn’t

(PLANSPONSOR (b)lines) - Now that one year has passed since the IRS’ 403(b) regulations became effective, many of the bumps in the road toward compliance have been smoothed...

Opinions | February 1st, 2010

IMHO: Facts in Circumstances

One of the things I have always enjoyed most about this job is the access to information.

Opinions | January 20th, 2010

SURVEY SAYS – What's Next for Health Care Legislation?

January 21, 2010 (PLANSPONSOR.com) - It remains to be seen if last night’s election results in Massachusetts will influence the timing, composition, or passage of health care legislation this...

Opinions | January 12th, 2010

IMHO: Goals Oriented

As the New Year begins, we are often of a mind to think about making a fresh start.

Opinions | January 6th, 2010

SURVEY SAYS – What’s Your Worst Job?

January 7, 2010 (PLANSPONSOR.com) - Yesterday we reported on what were purported to be the best – and worst jobs – so I asked readers to...

Opinions | December 29th, 2009

Rules that Could Adversely Affect Non-discrimination Testing

A Mercer news release warns that non-profit plan sponsors affected by the IRS’ adoption of new controlled-group rules or repeal of long-standing safe harbor rules (under IRS Notice...

Opinions | December 28th, 2009

IMHO: Health “Care”

Like most Americans who have health insurance (and most do), I’m reasonably happy with what I already have.

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