Voices

Opinions |

IMHO: A Prospective Perspective

Plan sponsors who think the Pension Protection Act's automatic enrollment safe harbor represents an easy solution to disappointing participation rates may have another "think" coming, according to the...
Opinions |

IMHO: The 80/20 Rule

Sooner or later in your career, you are exposed to the 80/20 rule or, as purists term it, the Pareto principle.
Opinions |

IMHO: The Lure of Averages

Those of you who find Fidelity's updated research results a bit "rosy" compared with other projections may recall comparable results from their readiness index a year ago.
Opinions |

IMHO: "Never, Ever" Land

It's an undisputed fact that the vast majority of retirement plan participants never rebalance their accounts.