Voices

The recent market tumult has hit Main Street in its retirement pocketbook—and some are once again fretting about their "201(k)s."

OK, we're all trying to take the long view here, but the barrage of stories talking about how much value has been taken from pensions and 401(k)s is...

October 9, 2008 (PLANSPONSOR.com) - With all the tumult in the markets - and the prospects of those September 30 statements due to arrive any day now, this...

For most 401(k) plan participants, this has been a good quarter—to lose your statement.

October 7, 2008 (PLANSPONSOR (b)lines) - In Part III (September 2, 2008), we talked about the 403(b) non-discrimination rule applicable to employee deferrals - referred to as the...

With the first Presidential debate still ringing in our ears, the first Vice-Presidential debate just hours away, and Congress - well, let's say just it's pretty obvious this...

With the first Presidential debate still ringing in our ears, the first Vice-Presidential debate just hours away, and Congress - well, let's say just it's pretty obvious this...

One of my favorite quotations is George Santayana's, "Those who cannot remember the past are doomed to repeat it."

Not that the recent market tumult could come at a "good" time, but this is a time when many are making budgetary plans for next year.

September 25, 2008 (PLANSPONSOR.com) - This week I also asked readers about their health-care cost trends.

It was an interesting week, to say the least—all the more so since I spent it surrounded by financial advisers.

It's been hard to avoid watching what's going on in the markets this week (though, goodness knows, some are surely trying).

September 16, 2008 (PLANSPONSOR (b)lines) - In the race to meet upcoming 403(b) regulations, sponsors have to clear a number of hurdles. By now you've probably overcome the...

September 16, 2008 (PLANSPONSOR (b)lines) - A plan provider asks: "A nonprofit organization, on the same date terminates its DB plan, initiates a 401k plan, and stops participant...

September 11, 2008 (PLANSPONSOR.com) - There's been a LOT going on the past several weeks on the political front - and I think it's fair to say that,...

Anyone who has been in this business for any length of time knows how hard it can be to learn what you need to know (much less how...

The Olympics are already a distant memory for many, but despite the challenges of trying to keep up with events that are occurring halfway across the world, there...

September 2, 2008 (PLANSPONSOR (b)lines) - A plan provider asks: "Assuming the requirements under 404(c) are met, is 404(c) protection available to 403(b) plan sponsors? If so, does...

September 2, 2008 (PLANSPONSOR (b)lines) - Yes, Virginia, the Internal Revenue Code does have non-discrimination rules for 403(b) plans. And the rules have been expanded in the Treasury...

It may be a light trading week, but that rationalization hasn't insulated retirement plan portfolios from being buffeted.