An EBRI news release said the percentage of workers with an employer contribution increased from 61% in 2007 to 66% in 2008 after falling between 2006 and 2007.
Also, those with employee-only coverage funded by an employer contribution have seen that annual contribution increase, EBRI said. From 2006 and 2008 the percentage reporting that their employer contributed $1,000 or more to the account rose from 26% to 37%.
EBRI also reported that:
- Among workers with family coverage, the percentage reporting an employer contribution of $200 to $499 decreased from 11% to 6% between 2006 and 2008, while the percentage reporting contributions of $500 to $749 increased from 4% to 10% between 2007 and 2008.
- The percentage of workers with family coverage receiving an employer contribution of $1,000 or more increased from 52% in 2006 to 70% in 2007, but then declined to 59% in 2008.
The EBRI data also helps paint a picture of general usage trends for consumer-driven health plan/health savings accounts.
- As of 2008, 9.8 million adults ages 21 - 64 were either in a consumer-driven health plan or were eligible to open a health savings account.From 2006 to 2008, the percentage of individuals in a consumer-driven health plan for one to two years increased from 30% to 41% and the percentage in these plans for three to four years increased from 9% to 19%.
- Among individuals with traditional employment-based health benefits and a choice of health plan, 40% were eligible for a consumer-driven health plan in 2008, up from 33% in 2006. About 22 million workers were eligible for such a plan in 2008 but chose to remain in a more traditional plan.
- The amount individuals have accumulated in their accounts has grown. The percentage of individuals reporting that they had nothing in their account declined from 14% in 2006 to 9% in 2008. The percentage of individuals reporting an account balance of at least $1,000 increased from 25% in 2006 to 44% in 2007, and remained at 43% in 2008.
The 2008 EBRI Consumer Engagement in Health Care Survey involved a 16-minute online survey of 4,532 privately insured adults ages 21-64. The survey was conducted August 14 to 28, 2008.
More information is available at http://ebri.org/pdf/notespdf/EBRI_Notes_12-2008.pdf .