2012 PLANSPONSOR Retirement Plan Adviser Team of the Year Finalists

Tony Ciocca, Greg Cimmino, Michael Kozemchak, Barry Stoey, Paul Stephens  Bloomfield Hills, Michigan In 2003, Michael Kozemchak formed Institutional Investment Consulting (IIC) to capitalize on and address the market needs surrounding employer-sponsored retirement plans. “We all grew up in the wirehouses,” he says of the team’s industry background. “I realized early on that most Wall Street…

Editorial |

Having Your Back

In the ever-changing retirement plan industry, who supports you, the plan sponsor, when you have to make the tough decisions about plan investments, plan design, regulatory changes and...
UpFront |

Against Common Wisdom

Fifty-nine percent of the first Baby Boomers to turn 65 are at least partially retired.
UpFront |

Breach of Duty

Employer to pay for failing to monitor RK costs
UpFront |

Sage Advice

PBGC's Gotbaum recommends traditional pension offerings
Survey Says |

Do You Plan on Relocating in Retirement?

According to a recent survey from the Consumer Federation of the Southeast, one-third of Baby Boomers are open to moving across state lines to gain the lifestyle they...
Bells & Whistles |

Bells & Whistles

Each month, Bells & Whistles highlights recent product introductions that plan sponsors may find of interest. More information about these announcements can be found on If you...
Feature |

Benchmarks In Mind

Five factors to consider when evaluating whether a target-date fund family still works for your plan 
Head of the Class |

Around the World

Global investing asks plan sponsors to overcome home-country bias
Asset Mix |

Ready to Freeze

LDI Strategies can be useful to help in freezing and terminating DB plans
Case Sensitive |

Return to Sender

Milgram v. The Orthopedic Associates Defined Contribution Pension Plan, et al. 10-18620-cv
Just out of Reish |

Getting Older

The graying of the American work force
Second Opinions |

Mandate Clarity

Employer mandate, waiting period and auto-enrollment issue
Education/Advice |

Guiding Hands

Picking the right financial adviser
Education/Advice |

Five Questions to Ask a Financial Adviser

While some participants enjoy and are capable of managing their retirement plan investments, most people lack the time, expertise and discipline to do so. Participants have always been...
Education/Advice |

Measuring Up

Best practices in benchmarking 403(b) plans
Tidbits |


Some quotes, survey statistics and musings to use in employee communications, or just as a break in the grind.