Insights from the 2010 PLANSPONSOR DC Survey
By the time you read this, we will—hopefully—know the outcome of the mid-term elections. Some will be happy with those results, some not so much; and doubtless there will be those who are happy now, but perhaps less so a year hence.
Last month, the Department of Labor (DoL) issued a proposal that would, by its reckoning, provide the first update to the definition of an ERISA fiduciary since shortly after the birth of the federal regulation.
Articles that appeared in the UpFront section of the magazine.
We all have them: Those front-line experiences that are inevitable when one deals with the variety—and sensitivity—of issues associated with human beings and critical life events. Sometimes those stories are tragic, sometimes they are bizarre, and sometimes—admit it—they are just plain funny.
As nice as those (too) occasional three-day weekends are, it sure can be tough coming “back.”
Each month, Bells & Whistles highlights recent product introductions that plan sponsors may find of interest. More information on these announcements can be found on www.plansponsor.com. If you have a product announcement that you believe would be of interest to our readers, drop us a line at firstname.lastname@example.org.
Tough times have been good for high-yield returns
Defined benefit plans boosting allocation to alternative investments
The SEC gets tough on public fund accounting
What employers should consider as they look at allowing in-plan Roth 401(k) conversions
The sole best interests of investors versus national social policy
In my August column, I wrote that Roth is wrong—for some people. Basically, my analysis was that, for many, and perhaps for most, participants, their retirement incomes will be so low that they will pay little if any taxes on that income. However, if they were making Roth deferrals while working, they were paying income taxes on the deferred amounts. Thus, in making pre-tax deferrals, they violated one of the basic principles of taxpaying: Always pay your taxes when you are in the lowest bracket.
What notices are required by PPACA?