PLANSPONSOR February 2013

Danger Zone

Millennials at risk for low savings

Breaking Bad

Americans report poor financial habits

Higher Calling

Mandatory retirement plans help higher education employees

Taxing Situation

Employers oppose change to retirement savings taxation

Survey Says

How Would You Prefer to Receive Retirement Plan Information?

Bells & Whistles

Each month, Bells & Whistles highlights recent product introductions that plan sponsors­ may find of interest. More information about these announcements can be found on If you have a product announcement that you believe would be of interest to our ­readers, drop us a line at

Changing Times

IBM’s 401(k) match decision may be a bellwether for other firms

Going Global

Investing globally offers important advantages


Can sustainable and ­responsible ­investing improve portfolio ­management?

Taxing Situation

New tax rates make retirement savings an even better deal

Human Error

How to reduce regulatory risk when ‘reprocessing’ transactions

Prudent Process

Under 408(b)(2), sponsors have a duty to evaluate advisers 

Time to Pay the Piper

Sponsors have a responsibility to educate participants about RMDs 

PLANADVISER’s 2013 Top 100 Retirement Plan Advisers

The PLANADVISER Top 100 Advisers is a listing of the advisers and adviser teams competing for the annual PLANSPONSOR Retirement Plan Adviser and Adviser Team of the Year awards who stand out in terms of a series of quantitative measures.


Some quotes, survey statistics and musings to use in employee communications, or just as a break in the grind.