PLANSPONSOR January 2013

Delegation of Duty

Sponsors must have a prudent process in place when selecting and monitoring a 3(21) or 3(38) fiduciary

Boomer Bust

MassMutual finds younger participants the majority

Guiding Hands

Re-enrollment in QDIA helps plan diversification

Survey Says

What Do You Like About Senator Harkin’s Retirement Plan Proposal?

Bells & Whistles

Each month, Bells & Whistles highlights recent product introductions that plan sponsors­ may find of interest. More information about these announcements can be found on If you have a product announcement that you believe would be of interest to our ­readers, drop us a line at 

Back to Work

What the 2012 election results mean for employer-sponsored benefit programs

Diminishing Returns

EAFE markets sometimes disappoint, but there are a few bright spots

The Big Goodbye

Do most retiring 401(k) participants stay in their plan? Think again ...

Burden of Proof

Central Pension Fund of the International Union of Operating Engineers and ParticipatingEmployers et al. v. Ray Haluch Gravel Co., No. 11-1944

Risky Business

Are higher PBGC premiums for ‘risky’ companies necessary?

Duty Bound

Required reading: 408(b)(2) prohibited transaction rules

The Wait Is Over

Full-time employee and waiting-period guidance have been issued

Goal Oriented

How to get participants on target when it comes to retirement savings 


Some quotes, survey statistics and musings to use in employee communications, or just as a break in the grind.