PLANSPONSOR Magazine
COVER
No Such Thing as a Perfect Law
As they wrangled over details of US health care
reform on Capitol Hill last summer, US legislators might have
benefited from a few sidelong glances at the ERISA debate of
exactly 20 years ago.
Editorial
Editorial
No Such Thing as a Perfect Law
As they wrangled over details of US health care reform on Capitol...
Table of Contents
Table of Contents
Playing Hardball
Baseball owners raised the temperature in this summer's strike by withholding a...
Table of Contents
Table of Contents
Simplification Revisited
Pension simplification is back on the table in Congress this year. But...
Table of Contents |September 1994
If At First…
Illinois' latest attempt to cure unfunded pension obligation woes looks to have the best chance of success yet. But a hefty tax increase would likely be part of...
Table of Contents |September 1994
Mixed Reviews
Twenty years after ERISA's passage, the US private pension system is very different from what the law's framers imagined. If its central element-the defined benefit plan-is to be...
Table of Contents |September 1994
Twenty Year Anniversary of ERISA: ERISA has Encouraged Flexibility
ERISA has encouraged both better portfolio structures and the creation of innovative financial instruments, asserts the private pension system's chief regulator.
Table of Contents |September 1994
A Legislative Draftsman’s Perspective
ERISA succeeded in accomplishing its chief objectives, says one of its authors. But times have changed, and a great debate about the future of private pension development is...
Table of Contents |September 1994
The Employers Changing Role
The accent is on self-reliance as employers large and small are rethinking their old paternalistic role, including the firmness of their commitment to providing retirement benefits, says EBRI's...
Table of Contents |September 1994
Tweny Years of ERISA: Improved Coverage and Participation Needed
A pension system that covers only one out of every two workers will be more open to attack, and less able to defend itself as a national priority,...
Table of Contents |September 1994
Preemption Taken to the Extreme
ERISA allows the states to enact laws in certain areas that are important to multi-employer plans. But these are being seriously threatened by courts that interpret ERISA's preemption...
Table of Contents |September 1994
Hydro’s Shake-Up
Faced with a budget crunch and rising employee benefit liabilities, Ontario Hydro has turned to one of Bay Street's biggest money managers to carry out a sweeping reorganization...
Table of Contents |September 1994
Budapest to Bay Street
A skeptic of government promises, Andrew Sarlos is now charged with preserving and extending such promises to some 18,000 Ontario public utility workers.
Table of Contents |September 1994
CALPERS Weighs In
A study commissioned by the big fund links workplace conditions and employment practices with stock performance. But CALPERS officials downplay the effect its findings will have on investment...
Table of Contents |September 1994
Broader Scope of Vulture Funds
Dwindling deal supply has caused a slowdown in vulture fund launches this year. Managers are compensating by expanding the range of distressed securities that can go into new...
Table of Contents |September 1994
Stuck on the Mezzanine
Demand for mezzanine financing is down but some investors still like them. So managers are developing novel structures to meet the demand.
Table of Contents |September 1994
No Fear
Despite the first-quarter downturn in international markets, North American pensions are stepping up their commitments to overseas money managers this year.
Table of Contents |September 1994
A Lesson from Down Under
Melbourne's Transport Accident Commission has been one of Australia's best performing public funds. Now its investment team can bring other funds into its orbit.
Table of Contents |September 1994
Pensions at Center Stage
Legislative complexity makes pensions front-page news in Australia.
Table of Contents |September 1994
Retro Active
A new Supreme Court decision in an ESOP case upholds Congress's right to pass retroactive tax law changes.
Table of Contents |September 1994
Speaking in Tongues
As more non-English speakers enter the workforce, employers concerned about discrimination testing supply multilingual plan descriptions for their DC participants.
Table of Contents |September 1994
The Age Game
CIBA's pension trust is searching diligently for derivatives strategies that will help it not only to control risk but boost yield for its youthful participants.
Table of Contents |September 1994
High Fliers
The United Airlines buyout, while setting up an ESOP that will eventually own 55% of the company, preserves most of employees' current retirement benefits.
Table of Contents |September 1994
Squeezing Out Overdrafts
Higher daylight overdraft penalties are changing the way your bond brokers operate in the repo market. By encouraging tri-party repos, they hope to minimize the impact.
Table of Contents |September 1994
Navigating the Tax Reclaim Jungle
A well-defined tax reclaim strategy can mean significant savings for large international investors. But in most markets, the process is not easy.
Table of Contents |September 1994
Tax Recovery in Europe
Conditions in a selection of large markets. From BDG Management Consulting's survey of income withholding tax regimes in European markets.
Table of Contents |September 1994
Portrait of a Retiree: Leonard Moeller
67, Retired senior accountant, General Motors Corporation