In the real world, employers—even employers that
cover the retirement plan industry—have a business to run.
Running the retirement plan, as important as it is, generally
isn't part of that "core" business. Couple that reality with
the demanding fiduciary requirements of ERISA, and the
dynamics of a constantly evolving regulatory landscape, and
it is easy to see why financial advisers have become
indispensable members of the team for most workplace