Magazine Articles

The 30,000-foot view of employer-sponsored benefit programs and participant trends—what may stay and what may change.

The Department of Labor is still looking for ways to streamline and improve its new fiduciary rule, even though most provisions are now in effect.

Collective investment trusts, white labeling, smaller fund menus and “tiered” approaches are becoming the norm.

It is not always possible, even for the most carefully run retirement plans, to avoid getting dragged into ERISA litigation, and so having a clear response plan in...

“We are at a unique inflection point in history, with a number of forces converging simultaneously that are forever changing how we approach retirement,” argued Joe Ready, of...

The time for evaluating a provider can also be opportune for revisiting services, fees and investment options.

The panel compared utilizing different financial wellness tactics with general financial education, ROI and more.

Who is the provider of your plan’s participant investment advice? Do managed accounts add enough value to overcome the additional cost? What do you think is the biggest...

Written Financial Plan Unlocks Positive Behavior With written plan Without written plan 54% 33% 50% 24% 40% 19% 5% 26% 53% 67% Increased 401(k) contribution in the past...

The best evidence of a prudent process.

Articles that appeared in the Upfront section of the magazine.

A relatively unknown investment strategy may help participants respond to changes in the tax treatment of their savings: making proactive traditional-to-Roth conversions during their lower-income retirement years. This...

Pulling assets out of a defined contribution (DC) plan during a severe market downturn is one of the worst actions a participant can take, says Jake Gilliam, a...

Recently, both Dallas and Houston sought and received legislative relief for their troubled pension funds. David Godofsky, a partner in the employee benefits and executive compensation group of...

Fund managers are redesigning target-date funds (TDFs)—and turning to new strategies including smart beta. According to global research firm Cerulli Associates, 38% of asset managers who it recently...

Forty-one percent of 401(k) investors say they are not offered, or do not know if they are offered, investment performance information by their adviser or their 401(k) provider,...

Understanding mutual fund share classes and various expense levels.

An American College of Financial Services survey, which utilized a 38-question retirement income quiz, indicates that retirement literacy remains low. Unlike younger workers, individuals nearing or in retirement do not...

With health plan deductibles climbing, many employees with health insurance through their employers are struggling when it comes to out-of-pocket medical expenses, according to a survey from Securian...