Data and Research

Studies reveal that while Social Security benefit statements increase individual’s knowledge of how much they can get and when, it has not changed claiming behavior.

Sixty-eight percent say helping employees accumulate income for retirement is the primary goal of their plan.

Research suggests that public employees who have their pension benefits reduced will not likely improve savings behaviors to make up for it.

Seventy percent of DB plan sponsors are contributing more to their plans than the minimum required amount.

Researchers suggest taking employers out of the process of offering employees DC retirement plans.

Executive benefits continue to be a strategic component of total rewards programs for health care executives, Mercer finds.

Two in ten employees say spending too much is the biggest financial mistake they have made.

The National Bureau of Economic Research dispels some myths about retirement.

But because defaults are so low, their contributions are lower than those who voluntarily opt in.

A paper studies just how financially literate LinkedIn users are, with the so-called Big Three literacy questions as their starting point.

Only 12% of those not retired expect to ever completely retire.

“There are many ways for an adviser to add value,” says Aaron Friedman with The Principal.

The seventh annual benchmarking survey of 403(b) plans from the PSCA found a significant increase in the number of plans offering an employer contribution.

A majority of middle-income Boomers say there are inadequate job opportunities for retirees.

Both Boomers and Gen X use credit cards liberally, but Gen X is carrying substantially higher balances.

A paper explores whether higher limits on 401(k) plan contributions encourage people to save more.

HSAs can help investors cover their health care expenses in retirement.

Retirement-age individuals who are searching for work face many obstacles.

Logic would dictate that retirees would shift their retirement savings to annuity products, but this has yet to happen, a research paper says.

Workers are still mainly unaware of the long-term tax-free growth health savings accounts (HSAs) can generate.