Data and Research

Workers have continued to prioritize 401(k) saving despite inflation and market volatility, data shows.

High-income households increasingly hold larger retirement account balances than lower income households and are more likely to reap tax perks associated with workplace plans, GAO research shows.

More women than men ages 61 to 65 are interested in securing guaranteed lifetime income sources, presenting an opportunity for retirement plan sponsors and advisers, research shows.   

The U.S. will soon have more 65-year-olds than ever before, but many are unprepared for long-term care costs, new data from Nationwide shows.

Plan sponsors whose workforce has access to Employee Stock Ownership Plans may accrue benefits of reduced worker turnover, research shows.  

Increased market volatility, high inflation, fears of a recession and a lack of retirement income were cited as contributing factors to savers’ low retirement confidence in a new...

American workers are more likely to remain with their current employer if offered an employer-sponsored retirement savings plan and at a higher rate than revealed in October 2022,...

While American Funds experienced inflows several firms saw net outflows from their funds in the quarter, according to Simfund.  

The adoption of state auto-IRA programs has proven to be a catalyst for more companies in those states to offer their own retirement savings accounts, researchers found.

As many in the generation worry they cannot rely on Social Security or a pension for lifetime income, Gen Xers fear their savings will be insufficient in retirement,...

Incorporating insurance into participants’ asset allocation may improve sustainable withdrawal rates by 70% or more, according to research from AllianceBernstein. 

Plan sponsors have driven plan participation in the last 15 years to a record high in 2022, Vanguard reports.  

For low-income households, having at least $1,000 in emergency savings can prevent them taking hardship withdrawals from their retirement savings, according to new BlackRock research. 

More than 25% of U.S. households think they are on track to maintain their standard of living in retirement, but many are at risk of falling short, according...

The lack of access for private sector workers to a retirement savings plan is likely to cost the federal government more than $1 trillion, study finds.    

Following nine successive Federal Reserve interest rate hikes and inflation hitting a peak of 9.1% in June 2022, U.S. public pensions are ‘building for the long term.’

Debt and lack of access to a pension plan can make it especially difficult for Black and Hispanic Americans to maintain steady income in retirement, researchers find. 

This generation’s outlook on climate change, social injustice and political turmoil can very much affect how young adults feel about their finances and saving for retirement, according to...

PRT sales have broken records yet again, as the market grew another $6.3 billion in the first quarter of this year, according to LIMRA.

Average retirement account balances increased by 5% from last quarter, in positive movements.