Data and Research

Retirement research highlights increased investment returns for workers in defined contribution plans through diversification, including alternative assets. 

TIAA research suggests that individuals’ knowledge of life expectancy can impact their retirement saving behavior.

Plan sponsors may need to bolster participant education for how target-date funds work, according to data from MFS.

Employers that offer NQDC plans have increased their use of bad actor forfeiture clauses, the Plan Sponsor Council of America finds.

The Equable Institute released its final 2022 projections for U.S. state and local public pensions funding status, revealing the best—and worst—funded state pensions.

More women than men expect to delay retirement or to never be financially ready to retire, new Nationwide research shows.  

Almost half of respondents agreed annuities can offer safety and stability.

A “state of the industry” report from recordkeeper Ubiquity finds 62% of plan sponsors expect a recession, with 47% seeing 401(k) loan requests coming from participants.

NIRS report shows pension expenditures supported $1.3 trillion in economic output in the first year of the pandemic.

Employers have embraced 401(k) plan benefits changes for 2023 but have avoided certain enhancements provided by the original SECURE Act.

However, the separate actuarial tables used for retirement planning and services may not follow the trend.

The aggregate funded levels of the 100 largest public pension funds grew to 74.7% during November, up from 71.6% in October.

A bipartisan federal agency warns that workers may see a 23% reduction in promised Social Security benefits by 2034 if no tax increases, benefit cuts or some combination...

Report calls for legislation and policy changes to fix a retirement system it says mainly benefits high earners.

Increases in both funded status and availability have spurred a huge year expected to reach more than $50 billion in buy-ins and buyouts.

The funding status of corporate pensions in the U.S. was down narrowly in November, as liability growth outweighed investment gains.

More than $500 million of the recoveries returned to defined benefit plan participants.

Retirement contribution rates reached record highs, with combined worker and employer contributions equal to 13.9% of pay in 2021, new data from the Plan Council of America show. 

National Institute on Retirement Security research finds pension plans alone often don’t provide retirement income adequacy for state and local government employees.

Morningstar increased its recommended withdrawal rate for retirees from last year and continues to see best outcomes for participants in both bonds and stocks.