Data and Research

Alight research into participants’ 401(k) activity in 2021 shows workers are still investing in the future. 

Plans have been helped by higher discount rates, but investment managers suggest sponsors be mindful of risks ahead.

Non-ERISA plan sponsors told the GAO they did not have information needed to help them monitor fees.

The majority of plan participants that are currently investing—or would like to invest—in environmental, social and governance funds want their investments to make an impact on issues concerning...

Education regarding financial wellness can include reminders of what to keep in mind for the future.

Employee Benefit Research Institute and Fidelity data show that more account holders are investing their health savings accounts assets.

A study reveals many advantages to virtual retirement and financial wellness meetings; plan sponsors should keep certain things in mind.

Lawmakers have also introduced a bill designed to help employees who have defined contribution plan accounts cover emergency expenses.

The amount of the increase in contributions depends on employees’ age and initial contribution level, research from the Employee Benefit Research Institute found.   

Retirement plan sponsors are looking to enhance their plans to address employees' overall financial wellness.

An analysis from HealthView Services shows how inflation dramatically increases what future retirees will have to pay for health care.

Sponsors of smaller plans should regularly review investment share classes, but another plan type might also be an option.

According to a Pew Research Center survey, the top reasons include low pay, little opportunity for advancement and feeling disrespected.

In a new issue brief, the American Academy of Actuaries explains four categories of plan design features that might affect retirement outcomes, depending on the participant.

As health care employees’ worry about outliving their assets, plan sponsors can help them prepare for income in retirement.

Investment lineups have also changed, and fees have gone down.

Research examined the effects of establishing future dates as new beginnings and opportunities to save for retirement

An ICI survey also found defined contribution plan participants want to maintain control of their investments. Fortunately, most plans offer guardrails for those that would harm themselves by...

While making more progress on retirement readiness, women still value professional help to reach their financial goals.