Data and Research

A report presents case studies that show variable benefit and/or variable contribution arrangements “enable all stakeholders to understand how, when, and to what extent contributions or benefits might...

Natixis identifies interest rates, longevity and climate change as the three pressing risks affecting retirement in the U.S.

NASRA says since 2009, more than 35 states increased required employee contribution rates, and more states maintain plans in which the employee contribution rate may change, depending on...

Even though pension risk transfer is better understood by plan sponsors, LIMRA hopes pending legislation that would open multiple employer plans to more employers will create an opportunity...

Plans with a higher ratio of inactive to active participants also report being in critical or critical and declining zone status with a higher frequency than other plans...

While employers may not want employees to work past retirement age, they also may not want to lose workers forced to retire early. Research suggests companies must be...

PSCA notes that the percent of organizations stating that their primary goal for offering a NQDC plan is “to help employees accumulate assets” has increased by 40% in...

Seventy-six percent of plan sponsors interviewed by Corporate Insight say they view the plan sponsor website either as very or extremely important in relation to their responsibilities to...

Sponsors of defined contribution (DC) plans are invited to respond to our annual DC Survey. The survey is our largest and most important research project of the year,...

EBRI projects the present value of additional accumulations over 40 years resulting from all terminated participant balances being automatically moved to their new DC plan is nearly $2...

The ability to manage future investment allocations on websites provided by recordkeepers is very important to retirement plan participants, but a study found participants can be confused by...

Experiences of four states that moved from traditional defined benefit (DB) plans to cash balance or defined contribution (DC) plans show it did not address existing pension underfunding...

The state-run retirement program for private-sector employees is reporting $25 million saved for retirement, and has announced expansion to more employer types.

Two-thirds of small businesses that currently do not offer a retirement plan say that they would consider doing so through an open MEP, Empower learned in a survey.

Researchers offer examples of how a retirement income strategy for middle income Americans, introduced last year, would work in different scenarios.

An analysis found defaulting a portion of balances in deferred income annuities (DIAs) would boost income for retirees later in life, and researchers offered suggestions for implementation by...

People who work with an adviser are more likely to say they have clarity on balancing spending and saving for later and have a financial plan built to...

However, the ratings agency doesn’t expect funded status improvements to continue, and it notes that many not-for-profit hospitals are focusing on de-risking strategies.

The adoption of enhanced defined contribution (DC) plan features has led to increased plan participation and optimized portfolio construction for small business employees, according to Vanguard.

Being less optimistic than advisers about participants’ retirement readiness, plan sponsors also want guidance about alternative plan designs and cite increasing defined contribution (DC) plan participation as their...