Data and Research

Workers between the ages of 18 and 34 who are employee-owners have 92% higher median household wealth relative to workers who are not employee-owners.

EBRI says “This research also suggests that retirees are adept at adjusting their consumption as needed in order to fit their circumstances, such as reducing spending in times...

While 75% of employers consider their companies to be “aging friendly,” only 54% of workers think their companies have adopted such policies.

While this is in part due to expected market performance and changing demographics, S&P Global Ratings points to plan sponsor actions that cause funding challenges for pension and...

Researchers contend that financial asset inequality is exacerbated by regressive tax incentives for retirement savings and unequal access to employer-provided retirement plans, and they offer suggesting for addressing...

A report presents case studies that show variable benefit and/or variable contribution arrangements “enable all stakeholders to understand how, when, and to what extent contributions or benefits might...

Natixis identifies interest rates, longevity and climate change as the three pressing risks affecting retirement in the U.S.

NASRA says since 2009, more than 35 states increased required employee contribution rates, and more states maintain plans in which the employee contribution rate may change, depending on...

Even though pension risk transfer is better understood by plan sponsors, LIMRA hopes pending legislation that would open multiple employer plans to more employers will create an opportunity...

Plans with a higher ratio of inactive to active participants also report being in critical or critical and declining zone status with a higher frequency than other plans...

While employers may not want employees to work past retirement age, they also may not want to lose workers forced to retire early. Research suggests companies must be...

PSCA notes that the percent of organizations stating that their primary goal for offering a NQDC plan is “to help employees accumulate assets” has increased by 40% in...

Seventy-six percent of plan sponsors interviewed by Corporate Insight say they view the plan sponsor website either as very or extremely important in relation to their responsibilities to...

Sponsors of defined contribution (DC) plans are invited to respond to our annual DC Survey. The survey is our largest and most important research project of the year,...

EBRI projects the present value of additional accumulations over 40 years resulting from all terminated participant balances being automatically moved to their new DC plan is nearly $2...

The ability to manage future investment allocations on websites provided by recordkeepers is very important to retirement plan participants, but a study found participants can be confused by...

Experiences of four states that moved from traditional defined benefit (DB) plans to cash balance or defined contribution (DC) plans show it did not address existing pension underfunding...

The state-run retirement program for private-sector employees is reporting $25 million saved for retirement, and has announced expansion to more employer types.

Two-thirds of small businesses that currently do not offer a retirement plan say that they would consider doing so through an open MEP, Empower learned in a survey.

Researchers offer examples of how a retirement income strategy for middle income Americans, introduced last year, would work in different scenarios.