Data and Research

An analysis found defaulting a portion of balances in deferred income annuities (DIAs) would boost income for retirees later in life, and researchers offered suggestions for implementation by...

People who work with an adviser are more likely to say they have clarity on balancing spending and saving for later and have a financial plan built to...

However, the ratings agency doesn’t expect funded status improvements to continue, and it notes that many not-for-profit hospitals are focusing on de-risking strategies.

The adoption of enhanced defined contribution (DC) plan features has led to increased plan participation and optimized portfolio construction for small business employees, according to Vanguard.

Being less optimistic than advisers about participants’ retirement readiness, plan sponsors also want guidance about alternative plan designs and cite increasing defined contribution (DC) plan participation as their...

Younger employees would benefit most from a requirement for employers to offer retirement plans, while older employees would benefit most from providing the option of guaranteed income for...

Researchers found a decline in assumed rates of return due to lower assumed inflation combined with a change in asset allocations, resulting in a higher expected real return,...

Couples retiring in the future could face costs of up to $551,000.

However, the Generation X families associated with disadvantaged groups were the driving force for the lower overall financial indicator results, an Employee Benefits Research Institute (EBRI) issue brief...

Women have lower retirement savings and are saving less, and more women than men report planning to retire later because they'll need to, T. Rowe Price found.

Forty-two percent don’t even know it is possible to keep assets in a plan once one leaves an employer.

Alight Solutions also found improved savings behaviors in its 2019 Universe Benchmarks report. 

Not rolling defined contribution (DC) plan assets into an IRA or another DC plan has a very material impact on retirement deficits, an Employee Benefit Research Institute (EBRI)...

The think tank releases a study report about the relationship between participant behavioral changes and default investment funds.

As individuals are living well past the traditional retirement age, Aegon releases a study highlighting the importance of an employee’s health and how health is discussed in the...

What role are employers playing in helping participants retire?

Among other things, workers with employee ownership experienced layoffs six times less often than those without, and employee turnover can be three times lower in employee-owned companies, according...

Employees of all income levels face distracting financial stress, a survey finds.

A study from the Federal Reserve finds people at different ages have a savings threshold for feeling they are on track for an adequate retirement, and for those...