Data and Research

A significant amount of small businesses lack a retirement plan; however, a new study by LPL Financial suggests certain tax-incentive adjustments could encourage them to change.

Since 2010, an average of 229 new ESOPs have been created each year, the NCEO finds.

Only 33% of women said they are extremely knowledgeable about retirement income planning.

However, today, only 15% of companies offer phased retirement.

Savings level, not age, is the trigger for retirement for wealthy pre-retirees, and very few worry about outliving their assets.

Retirees' perceived quality of life decreases.

The American Enterprise Institute questions the benefit of automatically enrolling low-income workers into state-run IRAs.

Researchers first found that introducing a longevity income annuity into the DC plan investment menu is attractive to the majority of plan participants.

The key to helping Gen X is to try to banish apathy, according to new FICO research. 

They are either maxing out the IRS maximum contribution limit on 401(k)s or contributing 90% of the max or more.

Ninety-six percent of HSA holders invest their money in cash, EBRI finds.

An analysis by the EBRI found that HSA-eligible plans may become more attractive as health insurance premiums are lowered or eliminated.

Lincoln found those who are successful with their goals don’t sacrifice savings.

As the nation moves more to a “gig” economy, the question becomes: How can we prepare part-time employees for a financially secure retirement?

This is prompting employers to ask their benefits brokers for new and innovative solutions.

The idea seems to be to help employees establish better tax-diversity in their retirement holdings—as well as more controlled and rational ways of spending down their collected wealth...

TDFs typically address risk by switching to fixed income as opposed to equity as a participant ages, but a closer look under the hood can reveal deeper insights...

However, many cite obstacles to saving for retirement.

More retirement plan sponsors are offering participants the opportunity to make Roth contributions and utilizing auto features to a degree of success, according to a report by T....

In addition, smaller companies that do sponsor a retirement plan for employees cite reasons for not using automatic plan features.