Data and Research

However, FINRA’s latest national financial capability study found respondents who currently receive retirement income are the most likely to have no difficulty making ends meet.

Kravitz found a 19% year-over-year increase in new cash balance plans, compared to 2% for new 401(k)s.

Yet, retirement plan sponsors surveyed ranked regulatory compliance below investment volatility and retirement benefit costs as a top plan governance concern.

The America Saves Personal Savings Index measures “savings interest” at 65 out of 100, while “savings effort” is a little weaker, at 57 out of 100.

More Millennials than Baby Boomers are confident that they’ll reach their retirement savings goal, a survey finds.

While these are still concerns of retirees, they are not quite as anxious.

Younger and less tenured employees are more likely to satisfy the minimum diversification goal.

Inputs and assumptions were disconcerting, and action steps suggested, or lack thereof, were alarming, Corporate Insight says.

One-sixth of small business plans served by Vanguard have adopted automatic enrollment, and most chose to reenroll participants in a QDIA at conversion onto the Vanguard small business...

Fifty-one percent of Americans surveyed identified “having enough money to last my whole life” as a very big problem when they thought about living to age 100.

Research shows financial wellness and retirement education can be beneficial even for employees who are already ostensibly knowledgeable about finances.

Seventy-five percent of employers surveyed think employees with student loans contribute less to their 401(k)s.

The Social Security Administration reminds the public that Congress still needs to take action to keep these benefits afloat.

Forty-five percent of participants believe their DC plans will not help them meet their retirement goals, according to a Prudential Retirement survey.

Aon Hewitt projects that women will need 11.5 times their final pay to be able to live a dignified retirement, compared to 10.6 times final pay for men.

According to ICI research, the vast majority of those who started the year with a DC plan account continued contributing to their plans throughout the year.

Many retirees wish they had delayed taking Social Security benefits in order to receive more income.

Many parents put the interests of their children far ahead of their own retirement savings needs.

Boomers aren't doing that much better.

Still, only 41% of large companies use automatic enrollment.