Search results for: Baby Boomers
Table of Contents |
Leaner and Meaner
How some pension sponsors are cutting the fat from their defined benefit plans to reduce costs and administartive headaches-and without simply shifting to defined contribution structures.
Table of Contents |
Catch-401 (k)
Defined contribution plans are sweeping the nation. But the trend has its problems-and it is not yet clear whether anyone can save 401(k) investors from themselves.
Benefits |
Study Shows Gen Z Employees Not Taking Advantage of Health Savings Accounts
Employees younger than 30 were the most likely to contribute $0 to their HSAs, according to a new Inspira study.
UpFront |
A New, Increased ‘Safe’ Withdrawal Rate?
Based on Morningstar's annual model, retirees may draw down a higher percentage of savings over a 35-year time horizon, thanks in part to elevated interest rates.
Morningstar Advises 3.8% “Safe” Withdrawal Rate, Balanced Portfolio
Morningstar increased its recommended withdrawal rate for retirees from last year and continues to see best outcomes for participants in both bonds and stocks.
Retirement Plan Participants Need Help With Retirement Income
From in-plan to out-of-plan, guaranteed or not, retirement plan sponsors have many options and many decisions to make.
Benefits |
Considerations for Implementing a Phased Retirement Program
Employers must decide whether to have a formal or informal program, as well as what benefits to offer those employees making the transition.
PSNC 2021: Managing Crisis: Investing Lessons From an Aging Workforce
There are plan design features, communications and investment options that can help participants near retirement stay on track for retirement security.
UpFront |
Managing Risk in DC Plans
Sponsors should talk with plan participants about market volatility.