Rules Bar Young Person Health Surcharges

May 11, 2010 (PLANSPONSOR.com) – Insurers and plans are barred from tacking on a surcharge for health coverage for young adults who had lost the coverage when they were no longer a dependent.

The U.S. Department of Health and Human Services (HHS) offered that explanation of one provision of the Affordable Care Act that requires plans and insurers to make such coverage available until the person reaches 26 years old.

“The qualified young adult cannot be required to pay more for coverage than similarly situated individuals who did not lose coverage due to the loss of dependent status,” the HHS document stated.

More information about the provision is in an HHS fact sheet that is available here The questions and answers are here

A statement by HHS Secretary Kathleen Sebelius about the coverage for young people is here.

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