Study Suggests ‘Optimal’ Range of 401(k) Investment Categories
Based on the ERISApedia.com Market-Based Portfolio Model, the optimal number of investment categories is between 12 and 20.
Tag: 401(k) plans
Case Against ‘Small’ 401(k) Plan Settled
The case against the $500 million 401(k) plan was also settled for a “small” amount—$500,000.
$3M Settlement Reached in Edward Jones Self-Dealing Lawsuit
After a complex set of motions and rulings, the parties have now opted to settle the ERISA self-dealing lawsuit rather...
Minority of 401(k) Plan Sponsors Measure Retirement Readiness as Benchmark of Plan Success
The Plan Sponsor Council of America’s 61st Annual Survey of Profit Sharing and 401(k) Plans finds the most used benchmarks...
401(k) Plan Sponsors Enhancing Plan Design
The availability of Roth contributions has doubled in the last decade, and more plan sponsors are using a default deferral...
Demand for Financial Advice Is on the Rise
And 401(k) providers are the top source for financial advice.
Benefits Are More Important to Americans than a Raise
A 401(k) match and health insurance are the benefits they value the most.
IRS Proposes Amendments to Hardship Withdrawal Regulations
If the proposed rules are finalized, there would be no more suspension of deferrals after a hardship withdrawal or requirement...
401(k) Reaches the Big 40
At an event marking the milestone for the 401(k), attendees were very optimistic about the future opportunities for the plan...
Young Savers Most Likely to Meet Retirement Goals
Workers younger than 35 are realizing they need to start saving now, according to Ascensus; however, only 30% are on...
Many Participants in the Dark on Their Allocations
Twenty-two percent do not know how their assets are invested, Legg Mason found in a survey.
Study Reveals Staying the Course With Retirement Plans Pays Off
An analysis of participants who remained active in the same 401(k) plans from year-end 2010 through year-end 2016 shows their...
(b)lines Ask the Experts –Limits When Contributing to Both For-Profit and Nonprofit Retirement Plans
“What are the combined limits for someone whose employer has both a nonprofit and affiliated for-profit organization, where the individual...
Years of Positive Retirement Savings Behaviors Lead to Record Balances
The average 401(k) balance reached an all-time high of $106,500 in the third quarter, and the average 403(b) balance is...
SURVEY SAYS: 40th Anniversary of the 401(k)
In a SURVEY SAYS marking the 40th anniversary of the Employee Retirement Income Security Act (ERISA), the change to ERISA...
Adjustments to Retirement Plan Websites Can Boost Deferrals
They can also prompt participants to make other important improvements to their savings strategies, Voya Financial learned.
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Retirement Loan Eraser Now Helps Those Who Voluntarily Terminate Employment
The product expansion will keep the loan current for an additional three months to allow time for engagement, education and...
Boomers More Confident in Their 401(k) Than Ever
However, 20% said they do not understand the process for withdrawing money from their 401(k) in retirement, according to a...
Health Care Provider Accused of Excessive Fees in 403(b) and 401(k) Plans
A lawsuit alleges that the defendants failed to take advantage of the plans' bargaining power by only offering actively managed...
Many Worry More About Retirement Savings Than Monthly Expenses
Only 33% of Americans are comfortable with their retirement readiness level.