Annuities Are for Savers and Spenders
In his experience leading Principal’s retirement income solutions business, Sri Reddy says, the No. 1 thing people get wrong about...
Tag: annuities
Current Legislation Missing the Mark on Annuity Safe Harbor
Speakers at a Brookings Institution event agreed that a financial strength criterion asking how sound is an annuity carrier should...
‘Modern Tontine Theorists’ Have Ideas for Retirement Savings Decumulation
Tontines are a type of historical annuity structure that was first put into well-documented practice as far back as the...
(b)lines Ask the Experts – Difference Between Investment in Annuity and Annuity Distribution
Experts from Groom Law Group and Cammack Retirement Group answer questions concerning 403(b) plans and regulations.
Diverse Stakeholders Look to Boost In-Plan Retirement Income
Continued net flows out of the DC system, driven by Baby Boomer retirements, could cause more provider consolidation and redoubling...
Strategies for DC Plans to Mitigate Risks in 2019
Willis Towers Watson offers nine actions for DC plan sponsors to mitigate risks in 2019.
Younger Individuals Most Open to Annuities
Forty-two percent of consumers in a LIMRA SRI study said they were open to the idea of annuities, and 61%...
Guaranteed Income Preferred Over Lump Sums
More than half of Americans say they would prefer guaranteed income of $660 a month over a $120,000 lump sum,...
Decumulation a Slow Process for Retirees
They are worried about longevity risk, the Plan Sponsor Council of America says.
Health Care Management Combined With Annuities May Help With Retirement Health Costs
A report details how utilizing the savings through health management can fund staggered annuities to help pay for health care...
How Sponsors Can Offer Guaranteed Lifetime Income
One option is through a profit sharing plan that invests the money in an annuity once a participant retires.
Return on Investments, Mortality and Insurer Expenses Key Factors in Pricing Annuities
Whether looking to provide in-plan guaranteed income solutions for a DC plan or looking for an annuity to purchase for...
(b)lines Ask the Experts – Why 403(b) Assets Are Generally Not Held in a Trust
“Why are 403(b) plan assets generally not held in a trust?”
Cerulli: Participants Are ‘Generally Clueless’ About DC Plan Decumulation
A new Cerulli Associates survey suggests that at least half of 401(k) plan participants have no idea what to do...
PSNC 2018: Pension Risk Transfer Options
DB plan sponsors want to keep control of their plans as they de-risk.
Signs of Annuity Market Stabilization After DOL Fiduciary Rule Derailment
Data from Morningstar demonstrates variable annuity net assets fell 1.6% to $1.95 trillion during the first quarter of 2018, versus...
Longevity Risk a Concern for Single Retirees
This is especially true for single women retirees, but a survey finds owning an annuity and working with a financial...
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Employers May Offer Retirement Income Product From Prudential
Prudential has introduced Guaranteed Income for Tomorrow (GIFT).
IRI Calls on Congress to Pass Mandatory 401(k) Legislation
A blueprint from the Insured Retirement Institute offers a guide for its dialogue with Congress and the Administration about improving...
Boomers Want Retirement Income They Cannot Outlive
However, 45% said they do not know how to select a retirement income product, according to a survey by fixed...