Tag: automatic enrollment

Researchers are considering what kinds of changes to savings and default rates are most effective in improving retirement outcomes.

More than two years after passage of the SECURE 2.0 Act of 2022, advisers are beginning to see the effects...

According to Vanguard’s latest ‘How America Saves’ report, a record 45% of 401(k) plan participants increased their saving rates in...

According to a preview of its ‘How America Saves’ report, Vanguard found that average account balances increased in 2024 and...

A new academic paper found that automatic features, while a net positive, are not producing the long-term wealth formation some...

Experts from Groom Law Group and CAPTRUST answer questions concerning retirement plan administration and regulations.

Because of the power of automatic enrollment, 401(k) plans with less than 90% participation rates are ‘now in the minority.’ 

Low- and moderate-income workers understand the importance of establishing emergency savings accounts and want options, research finds.

Experts from Groom Law Group and CAPTRUST answer questions concerning retirement plan administration and regulations.

As higher education plan sponsors often work with small benefits staffs and oversee diverse pools of employees, administering a retirement...

Annual letter to investors says, "Humanity has changed over the past 120 years. So must our conception of retirement."

The IRS December grab bag notice provisions on de minimis incentives and terminally ill distributions also received some pushback from...

Plan sponsors at higher education institutions expressed concerns over their participants’ retirement readiness, but many do not measure the performance...

The youngest generation in the workforce has saved almost three times the amount Gen X households had saved in defined...

The plan’s matching rate is 5%, and the TSP increased the automatic enrollment contribution to 5% of income in 2020.

Automatic features and the saver’s match will bring more security to those currently in their 30s than those in their...

Regulator offers clarification on automatic features, start-up credits and Roth employer contributions.

While participation in 401(k) plans dropped in 2022, 403(b) plans saw increased participation rates, according to the Plan Sponsor Council...

New and existing employees will be automatically enrolled into the pension plan beginning late next year.