Ask the Experts | February 4th, 2020 Can Plan Sponsors Limit the Automatic Enrollment Opt-Out Period? Experts from Groom Law Group and Cammack Retirement Group answer questions concerning retirement plan administration and regulations.
Administration | September 6th, 2019 Help for Employees Falling Behind on Retirement Savings Educating employees about the power of time on their savings, encouraging them to log into their retirement plan accounts and...
Administration | August 28th, 2019 Plan Sponsors Making Plan Changes to Help Employees Save More They are turning to plan advisers for help with making plan design and investment changes.
Data and Research | July 17th, 2019 Small Business Employees Benefiting From Enhanced DC Plan Design The adoption of enhanced defined contribution (DC) plan features has led to increased plan participation and optimized portfolio construction for...
Administration | July 10th, 2019 Sponsors of Fully Automated Retirement Plans Feel They Are Reaching Goals Seventy percent think their approach will help employees retire at their targeted retirement age, compared to only 43% of plan...
Data and Research | June 4th, 2019 Automation Helps Asset Managers’ DC Plans Outperform While retirement plans offered to the employees of asset managers have benefited strongly from auto-enrollment, investment providers have not fully...
Opinions | May 16th, 2019 Using Automatic Features to Maximize Participant Success Andrew Zito, with LAMCO Advisory Group, discusses common criticisms of plan sponsors when considering auto features and ways they can...
Data and Research | May 9th, 2019 Fidelity Analysis Shows Advantage of Long-Term Investing for Retirement In the decade following the Great Recession of 2008, for participants who remained invested in their 401(k)s, overall, average balances...
Data and Research | March 6th, 2019 Physical Workers’ Retirement Confidence Not Necessarily Realistic A report from Aegon discusses retirement planning habits of workers in physically demanding jobs and how plan sponsors can help...
Administration | March 6th, 2019 How to Mitigate Participants’ Savings Biases Experts discuss how plan sponsors can get participants out of retirement savings "ruts" and get them to engage more with...
Compliance | February 26th, 2019 IRS Requests Comments on Information Collection for 403(b) Plan Auto Enrollment Among other things, comments are invited on ways to minimize the burden of the collection of information on respondents, including...
Data and Research | January 31st, 2019 Q4 2018 Market Drop Did Not Deter 401(k) Participants Long-term 401(k) participation, savings and investing trends have also been positive, due in no small part to automatic plan features,...
Data and Research | January 3rd, 2019 Distrust in Finance Institutions Can Dampen Auto-Enrollment Success Results of a new Pew survey show about four in 10 non-investing individuals who express distrust in their primary financial...
Compliance | December 20th, 2018 Senators Cardin and Portman Offer Another Broad Retirement Reform Bill Among some 50 other provisions aimed at improving retirement readiness in the U.S., the bill substantially increases the tax credit...
Administration | December 13th, 2018 Participant Behaviors Can Inform Better Plan Design J.P. Morgan makes recommendations for plan design and TDFs based on savings and withdrawal behaviors it analyzed.
Data and Research | December 11th, 2018 401(k) Plan Sponsors Enhancing Plan Design The availability of Roth contributions has doubled in the last decade, and more plan sponsors are using a default deferral...
Administration | December 6th, 2018 Janus Henderson Outlines Next-Generation Automatic Plan Features Now that automatic and default features have gained widespread acceptance in DC retirement plans, it may be time to consider...
Administration | November 30th, 2018 Strategies for DC Plans to Mitigate Risks in 2019 Willis Towers Watson offers nine actions for DC plan sponsors to mitigate risks in 2019.
Administration | November 19th, 2018 Some Plan Design Choices Could Undermine Participant Outcomes Setting defaults too low, choosing the wrong default investment and offering company stock as an investment option could result in...
Data and Research | November 5th, 2018 More Employers Monitoring Retirement Readiness of Employees In addition, to help employees reduce their debt stress and maximize their retirement plan savings, more employers are developing financial...