Data and Research | February 8th, 2019 Majority of DC Plan Participants Express Retirement Readiness Confidence In addition, a majority of those polled by the Investment Company Institute (ICI) oppose changing key features of DC plans.
Data and Research | January 31st, 2019 Q4 2018 Market Drop Did Not Deter 401(k) Participants Long-term 401(k) participation, savings and investing trends have also been positive, due in no small part to automatic plan features,...
Data and Research | January 28th, 2019 DC Plan Sponsors Want Retirees/Terminated Employees to Remain in Their Plans More than 60% of employers want to keep retirees in their plan, and 33% prefer that terminated employees keep their...
Products | January 23rd, 2019 2018 DC Survey Standouts Fourteen service providers to be recognized at the annual PLANSPONSOR/PLANADVISER Awards for Excellence dinner March 28th.
Opinions | December 20th, 2018 Insurer Selection Safe Harbor Opinion: Lame duck session offers a chance for cooperation on a helpful retirement reform.
Compliance | December 19th, 2018 Future Regulation Holds the Key for Lifetime Income Options in DC Plans The safe harbor provision in the Retirement Enhancement and Savings Act would safeguard plan sponsors from liability issues stemming from...
Data and Research | November 5th, 2018 More Employers Monitoring Retirement Readiness of Employees In addition, to help employees reduce their debt stress and maximize their retirement plan savings, more employers are developing financial...
Ask the Experts | October 9th, 2018 (b)lines Ask the Experts – Paying for Retirement Incentives by Reducing 403(b) Contributions “I work with a higher education institution that is attempting to incentivize some of our faculty who have reached traditional...
Administration | October 1st, 2018 Using Detailed Plan and Participant Analytics Can Improve Retirement Readiness Willis Towers Watson believes plan-wide statistics on mean or median participation rates, balances or contribution rates measure aggregate data on...
Investing | September 27th, 2018 Trade War Effects on Retirement Plans What plan sponsors should consider as trade wars intensify.
Administration | August 31st, 2018 Mercer Makes Recommendations for Finding Missing Participants If there are missing participants that plan sponsors have not made a genuine effort to find, “the entire plan could...
Participants | August 27th, 2018 ICI Finds Patterns in Retirement Plan Participant Loan Activity ICI finds that two factors appear to influence DC plan participants’ loan activity: reaction to financial stresses and a seasonal...
Investing | August 23rd, 2018 Important Information Regarding Interest Rates’ Effects on Fixed Income Vehicles An Insights article from Cammack Retirement notes how different fixed income vehicles perform under a rising interest rate environment and...
Data and Research | August 23rd, 2018 Gen X and Gen Y Making Sacrifices to Save More for Retirement Many Gen Xers and Gen Yers deferred 90% or more of the Internal Revenue Service (IRS) maximum allowance for contributions...
Compliance | July 24th, 2018 BlackRock Lays Out Plans to Boost Retirement Readiness The investment firm calls on the government to pass numerous measures to expand access to retirement plans and boost participation...
Data and Research | July 24th, 2018 TDFs Get Millennials on the Right Track Most Millennials are appropriately invested, with 90% of their portfolios in equities.
Compliance | July 13th, 2018 Legislators Propose Expanded Features for SIMPLE Plans A new law would raise the contribution limit for SIMPLE plans from $12,500 to $15,500 for the smallest businesses and...
Data and Research | July 12th, 2018 Simpler Retirement Plan Communications Make No Difference in Employee Decisions In conclusion, IZA says, “the data do not support the idea that presenting optional 401(k) plan information in a simpler,...
Data and Research | July 11th, 2018 Millennials Benefiting from PPA They are on track to replace 75% of their income, compared to 64% for Americans overall.
Ask the Experts | July 10th, 2018 (b)lines Ask the Experts – Must Plans Adopt Budget Act New Hardship Withdrawal Rules? “I am aware from a prior Ask the Experts column that the Bipartisan Budget Act of 2018 made some changes...