Cerulli Foresees Increased Use of Managed Accounts in DC Plans
“Growing emphasis on financial wellness, concerns about lack of retirement income options within employer-sponsored plans, increasing customization for the participant,...
Tag: defined contribution (DC) plans
Cerulli Finds All Talk, No Action Regarding DC Plan ESG Investment Adoption
Cerulli Associates found fee sensitivity and the notion that environmental, social and governance (ESG) investing entails a trade-off in performance...
Stretch Match Could Lead to Lower DC Plan Deferral Rates
Analyzing a group of plans, pairing certain plans with others that had match formulas that mimic or simulate the stretched...
Participants Stay the Course With Their DC Plans
In the first three quarters of 2018, only 2.2% of participant stopped contributing to their plans, ICI data shows.
DC Plan Averages Don’t Tell the Whole Story
It’s important to know how different employee groups are benefitting from a defined contribution (DC) plan so unique issues can...
Comparing Not-for-Profit and For-Profit Health Care DC Plan Data
While the 2018 PLANSPONSOR DC Survey shows that, in many ways, not-for-profit health care DC plan sponsors have adopted more...
Majority of DC Plan Participants Express Retirement Readiness Confidence
In addition, a majority of those polled by the Investment Company Institute (ICI) oppose changing key features of DC plans.
Q4 2018 Market Drop Did Not Deter 401(k) Participants
Long-term 401(k) participation, savings and investing trends have also been positive, due in no small part to automatic plan features,...
DC Plan Sponsors Want Retirees/Terminated Employees to Remain in Their Plans
More than 60% of employers want to keep retirees in their plan, and 33% prefer that terminated employees keep their...
Products |
2018 DC Survey Standouts
Fourteen service providers to be recognized at the annual PLANSPONSOR/PLANADVISER Awards for Excellence dinner March 28th.
Opinions |
Insurer Selection Safe Harbor
Opinion: Lame duck session offers a chance for cooperation on a helpful retirement reform.
Future Regulation Holds the Key for Lifetime Income Options in DC Plans
The safe harbor provision in the Retirement Enhancement and Savings Act would safeguard plan sponsors from liability issues stemming from...
More Employers Monitoring Retirement Readiness of Employees
In addition, to help employees reduce their debt stress and maximize their retirement plan savings, more employers are developing financial...
(b)lines Ask the Experts – Paying for Retirement Incentives by Reducing 403(b) Contributions
“I work with a higher education institution that is attempting to incentivize some of our faculty who have reached traditional...
Using Detailed Plan and Participant Analytics Can Improve Retirement Readiness
Willis Towers Watson believes plan-wide statistics on mean or median participation rates, balances or contribution rates measure aggregate data on...
Trade War Effects on Retirement Plans
What plan sponsors should consider as trade wars intensify.
Mercer Makes Recommendations for Finding Missing Participants
If there are missing participants that plan sponsors have not made a genuine effort to find, “the entire plan could...
ICI Finds Patterns in Retirement Plan Participant Loan Activity
ICI finds that two factors appear to influence DC plan participants’ loan activity: reaction to financial stresses and a seasonal...
Important Information Regarding Interest Rates’ Effects on Fixed Income Vehicles
An Insights article from Cammack Retirement notes how different fixed income vehicles perform under a rising interest rate environment and...
Gen X and Gen Y Making Sacrifices to Save More for Retirement
Many Gen Xers and Gen Yers deferred 90% or more of the Internal Revenue Service (IRS) maximum allowance for contributions...