Retirement Industry Eyes QDIA Personalization–With Caution
Advisers and providers praised top target-date funds but said personalized investing is on the horizon for defined contribution plans.
Tag: qualified default investment alternatives (QDIAs)
Benefits |
Ways to Piece Together the ‘Annuity Puzzle’
A group of academics found that design initiatives, policy developments and behavioral interventions could increase annuity uptake.
Opinions |
401(k) Savers Deserve Better Than Washington’s Ping-Pong
Why the focus should be on the best ways both to protect job-based retirement and health benefits and to provide...
Benefits |
Managed Accounts Provide Opportunity, Challenges as a Retirement Income Solution
With their ability to provide personalized advice, managed accounts have become a more attractive retirement income solution, but the high...
Benefits |
Behind the Decision: Why Avangrid Added BlackRock LifePath Paycheck to Its 401(k)
Connecticut-based energy company Avangrid is among the first plan sponsors to implement BlackRock’s LifePath Paycheck.
Benefits |
Molina Healthcare Close to Win in ERISA Lawsuit
A California federal judge’s ruling in an ERISA lawsuit against Molina Healthcare provides a window into this court’s thinking on...
2024 PS Webinar: The Evolution of QDIAs
For plan sponsors, assessing their participants’ desire for both retirement income and customization are the next frontiers for target-date-fund offerings.
Products |
Investment Product and Service Launches
Voya officially launches dual QDIA; MassMutual introduces first sub-advised municipal bond strategy and selects sub-adviser; SEI signs on as trustee...
Products |
Voya Financial Developing Dual Investment Defaults
Seeking to win market share to its managed accounts, Voya is pursuing dual QDIAs.
How Plan Sponsors Make Sure Their QDIA Is Still the Best Option
Large plan sponsors explain what they look for in quarterly reviews of their plans' qualified default investment alternatives.
Target-Date Funds Have Normalized Workers’ Equity Allocations
Extreme and age-inappropriate allocations by workers to equities, of either 100% or nothing, have been solved by the Pension Protection...
Retirement Is Going to Change—But How?
Although plan sponsors and financial professionals foresee some differences, they all expect changes to the retirement industry by 2030.
IRI Priorities for 2023 Include Focus On Lifetime Income
The insured Retirement Institute wants regulatory and legislative changes in order to drive greater in-plan use of guaranteed lifetime income...
International Clinical Laboratory Company Faces 401(k) Lawsuit
Quest Diagnostics’ 401(k) profit sharing is the target of a new retirement plan lawsuit alleging excessive fees for investments.
Considering Multiple QDIAs
Using dynamic qualified default investment alternatives can create opportunities to engage with participants as they transition from target-date funds to...
The Role of Stable Value Funds as QDIAs or Otherwise
Though stable value funds might not be appropriate as the qualified default investment alternative for a defined contribution plan, they...
Why Have Balanced Funds Been Given the Short Shrift?
Their performance only matches that of TDFs for a certain age cohort, but there are other circumstances for which they...
QDIA Basics
What plan sponsors need to know about qualified default investment alternative rules and how to select the appropriate one for...
New Developments in Managed Accounts
Lower fees, more services and new distribution methods might make managed accounts worth a new look for DC plan sponsors.
Managed Accounts Are Particularly Beneficial for Near-Retirees
With costs coming down and digital and robo-advice technology getting participants to share more personalized information, sources say managed accounts...