Start-Up Retirement Plans Will Evolve in Plan Design and Governance
While start-up plans do offer beneficial provisions for retirement plan participants, PLANSPONSOR’s 2018 Defined Contribution Survey finds not all of...
Tag: retirement plan design
IFEBP Offers Tips for Using Behavioral Finance to Boost Retirement Savings Actions
Stressing what can be lost or gained, peer reviews and comparisons and certain plan design features are among the suggestions...
401(k) Plan Sponsors Enhancing Plan Design
The availability of Roth contributions has doubled in the last decade, and more plan sponsors are using a default deferral...
What Can the Retirement Plan Industry Expect in 2019?
Sources say retirement plan sponsors will increase financial wellness efforts, and Congress is at the ready to work on significant...
Study Finds Link Between Lower Participation and Fewer Choices in K-12 403(b) Plans
Research published by NTSA also finds a 203% increase in average contribution rates among plans providing access to 15 or...
Retirement Plan Design Options Can Help With Individual’s Savings Concerns
The Standard recommends automatic plan features as well as managed accounts.
Learning Lessons From ‘High Influence’ Plans
New Wells Fargo plan health research shows “high influence” plans do not all look the same, nor are they just...
Using Detailed Plan and Participant Analytics Can Improve Retirement Readiness
Willis Towers Watson believes plan-wide statistics on mean or median participation rates, balances or contribution rates measure aggregate data on...
Transamerica Offers Suggestions for Further Improving Retirement Security
While defined contribution plans showed resilience during the Great Depression and recovery, more can be done to help participants, Transamerica...
Global Retirement Index Declines Pinned to Aging Populations
An aging population seems to be the greatest challenge facing the retirement systems of developed nations; Japan, where 27% of...
Retirement Plan Sponsors Could Do More to Improve Employee Retirement Outcomes
TIAA supports offering lifetime income options and makes other plan administrative and design suggestions to alleviate plan sponsors’ concerns about...
Automatic Features in Retirement Plans Boost Retirement Confidence
Most retirement plan participants would like savings and investing guidance, a survey finds.
Plan Sponsors Shouldn’t Fear Making Settlor Decisions
Retirement plan sponsors often fear participant backlash when making decisions that could actually help improve participant outcomes, but the law...
2018 PLANSPONSOR National Conference Coverage
A recap of presentations and discussions during the 2018 PLANSPONSOR National Conference.
2018 PSNC: Small Plans, Big Results
Creative and cost-efficient strategies to motivate employees at small companies to engage in their retirement plan.
PSNC 2018: Making Sense of Big Data
Retirement plan sponsors have access to a plethora of data that can help them in making plan design and participant...
PSNC 2018: Planning for Post-Employment
Retirement plan sponsors have a fiduciary duty to help plan participants who terminate or retire and provide them the tools...
PSNC 2018: Retirement Industry Leaders Discuss Top Trends
Drew Carrington and Michael Knowling review the 8 most talked about retirement industry topics.
Roth Accounts: A Different Type of Retirement Savings Diversification
Just as people diversify their investments, the Roth option is viewed as a way to diversify the tax treatment of...
Retirement Program Designs of the Future: Beyond Automatic Plan Features
As retirement plan sponsors focus on increasing retirement income replacement ratios for participants and new generations enter the workforce, they...