What Makes a DC Plan Participant a ‘Super Saver’?
Principal says almost anyone can mimic super savers’ behavior and suggests ways defined contribution retirement plan sponsors can help.
Tag: retirement plan participants
Participants Expressing COVID-19-Related Withdrawal Regret
They say loans and withdrawals put them in a better place financially, but they are concerned about their long-term financial...
Longstanding Savings Gaps by Race, Ethnicity Persist
A new EBRI analysis of data taken from the Federal Reserve’s Survey of Consumer Finances underscores the persistently and perniciously...
Millennials Have a Debt vs. Savings Conundrum
Dispelling myths about when to save and invest for retirement, and helping with their student loan debt, can help Millennials...
Public Sector Gen X Workers Face More Outstanding Retirement Plan Loans
Likely feeling the same financial squeeze as their private sector counterparts, the new Public Retirement Research Lab also found they...
Making the Savings Decision More Palatable for Participants
Research and real-life experience show that framing amounts employees need to save in smaller bits can help them increase and...
Gen Z Needs Opportunity to Save for More Than Just Retirement
Gen Zers likely had a great start to saving for retirement, but they are facing near-term financial challenges.
SURVEY SAYS: Changes in Retirement Plan Participant Behaviors
PLANSPONSOR NEWSDash readers offer their opinions about whether retirement plan participants will pay more attention to electronic disclosures and whether...
Plan Sponsors Should Focus on Life Events Rather Than Generations in Communications
Employees in a survey from Empower Retirement say they believe their views are created by personal experiences and characteristics, not...
Another Risk for Retirement Savings: Divorce
Divorced women are especially vulnerable, but targeted messages not just focused on retirement can help.
COVID-19 Widens the Financial Security Gap for Black Workers
Statistics about disparities may reveal what is happening among plan sponsors’ own workforces.
Generations Experience the Effects of COVID-19 Differently
Understanding each generation’s attitudes and concerns is key to knowing the right retirement savings education and tools to offer.
K-12 403(b) Plan Participants Hungry for More Retirement Planning Help
Participants need more information about how their plan and investments work, a survey reveals.
Mapping Spending, Salary and Savings Yields Surprising Results
Data ties spending habits, more so than income, with propensity to save.
Gen Z Outpacing Other Age Groups in Saving
Steered by the Great Recession and now COVID-19, the youngest working generation is driven to be financially aware and well.
Introducing Generation Z to Retirement
While retirement isn’t achievable for this new clutch of employees for years to come, saving for it is.
Securing Retirement for Female Workers
Faced with a list of priorities and lack of knowledge, women are often the ones who get off course with...
Plan Participants Have Their Own Responsibilities for Cybersecurity
There are common and advanced approaches retirement plan participants can take to derail data breaches and retirement account fraud.
Help Needed to Curtail Gen X’s Anxiety About Retirement
With competing financial priorities, Generation X can benefit from automated savings, savings education and access to a financial adviser.
Participants Invested in TDFs Contribute Less to Retirement Accounts
Surprising actions from retirement plan TDF investors offer lessons for plan sponsors and indicate a need for more innovation in...