EBRI Calls COVID-19’s Impact on Retirement Security ‘Manageable’
Certain actions by DC plan sponsors and participants can keep it that way, a conversation among professionals suggests.
Tag: Retirement Readiness
Opinions |
Barry’s Pickings: OK Boomers
Michael Barry, president of O3 Plan Advisory Services LLC, discusses repercussions of the COVID-19 pandemic that will affect retirement for...
Retirement Confidence Remains Steady
Workers’ retirement confidence was not only comparable to last year but was relatively unchanged when EBRI refielded its survey in...
The Rug Has Been Pulled From Under Americans’ Retirement Security
The coronavirus pandemic has revealed the fragility of retirement security in our current landscape and sparked conversation about design and...
Some Employees Must Plan for a Retirement Without Social Security
Financial wellness programs and broader use of auto-enrollment in DC plans could help public sector employees who are missing out...
Benefits |
Older Gig Workers Left Hanging Without Benefits
The number of older workers in the gig economy is growing, creating a need for health and retirement benefit solutions.
Americans Would Rather Receive a Debt Payoff Than a Christmas Present
Having debt can significantly affect retirement confidence, and debt control management should be considered in retirement planning.
Consider Demographic Differences When Planning Financial Wellness Initiatives
Like the general population, financial literacy varies across demographic groups within the African-American population, TIAA Institute finds.
A National Program Like OregonSaves Would Reduce Retirement Deficit
The Employee Benefit Research Institute also found an expansion of 401(k) safe harbor plans nationwide would reduce the deficit by...
Rethinking the Idea That There is a Retirement Crisis
A new report says Americans have greater access to workplace retirement plans and are saving more than in the past,...
Five Ways to Improve Retirement Security in the U.S.
The Aspen Institute Financial Security Program lays out ways industry leaders and policymakers can improve Americans’ retirement outlook, including expanded...
Putting a Price Tag on Workplace Financial Stress
According to John Hancock’s research, debt is one of the most significant indicators for financial stress, and most people are...
DC Plan Dominance Is Overstated, But Not For Long
Among today’s retirees, nearly nine in 10 (86%) fund their retirement primarily with Social Security and pension income.
Envisioning Retirement Can Lead to Better Savings Behavior
Those with a clear picture of their retirement are more than twice as likely to save 15% or more in...
Teaching Employees Skills and Practices for Retirement Confidence
Unfortunately, there are no do-overs in life, but there are ways to help employees feel confidence about their financial futures...
Retirement System Problems Contribute to Financial Inequality
Researchers contend that financial asset inequality is exacerbated by regressive tax incentives for retirement savings and unequal access to employer-provided...
Natixis Reports U.S. Drop in Global Retirement Index
Natixis identifies interest rates, longevity and climate change as the three pressing risks affecting retirement in the U.S.
Plan Sponsors Should Address Financial Squeeze Put on Gen X
Struggling with debt and budgeting, Gen Xers are in their prime earning years, they are getting close to retirement and...
Help for Employees Falling Behind on Retirement Savings
Educating employees about the power of time on their savings, encouraging them to log into their retirement plan accounts and...
Market Volatility Not the Only Risk for Pre-Retirees and Retirees
Yet, aside from keeping themselves healthy, they need to realize that with increasing longevity, retirees are no longer considered short-term...