Speakers on an EBRI webinar discussed trends in self-insured health plans, as well as why employers are choosing to self-insure and ways to manage employee health and health care utilization.
Among large employers, those Gallagher identifies as best-in-class use proactive planning to spend less, while best-in-class mid-size employers rein in costs without shifting the burden to employees.
There is a move among employers to self-insure health benefits, but if employers don’t act like insurers, they are missing out on the total cost-saving potential.