Vanguard Proposes 401(k) Match Formulas With More Nonelective Contributions
Plan sponsors can maximize the retirement outcomes of a broader employee base by offering a lower match rate, paired with...
Tag: Vanguard
Vanguard: Participation, Default Rates Reach Record Highs
Defined contribution plan participation increased to 86% last year from 65% a quarter century ago, according to the firm’s latest...
Vanguard: Plan Design, Participant Behavior Trends Remained Strong in 2025
A preview of the company’s 2026 ‘How America Saves’ report revealed the average participant account balance increased by 13% from...
Vanguard Settles With States for $29.5M in Coal Stock Manipulation Complaint
BlackRock and State Street were also accused of similar actions and have not settled to date.
Benefits |
Plan Sponsors Warm Up to Super Catch-Up
Vanguard gauged which optional provisions plan sponsors are making deliberate choices to adopt.
Vanguard Cuts Fees on 52 Retirement Plan Funds
Expense ratios were lowered on funds that include 84 underlying share classes overall.
Vanguard, TIAA Introduce Target-Date Retirement Lifetime Income Trusts
The series marks the industry’s latest push to offer participants a steady paycheck for life.
Benefits |
Vanguard: Plan Design Can Help Preserve Assets in Retirement
The firm’s inaugural ‘How America Retires’ report found retirees in plans offering flexible distribution options are more likely to remain...
Benefits |
More Than 40% of Eligible Small Business Employees Do Not Participate in Company Retirement Plan
Immediate eligibility, automatic enrollment and increased deferral rates can help small businesses close the retirement readiness gap, according to Vanguard...
Benefits |
Vanguard: 42% of US Participants Are on Track to Maintain Lifestyle in Retirement
Broadening access to defined contribution plans could increase retirement readiness by 19 percentage points, according to the report.
Benefits |
Nearly 21,000 Plan Sponsors Have Adopted PSN Auto-Portability
The Portability Services Network enables small balance 401(k) rollovers for six recordkeepers comprising 63% of the market.
Vanguard, Empower Settle for More Than $25M With SEC After Adviser Compensation Disclosure Failures
The commission accused the two companies of providing misleading statements and alleged they failed to disclose conflicts to retail and retirement...
Opinions |
To Level the Retirement Playing Field, Expand CIT Access to 403(b) Plans
Bringing collective investment trusts to 403(b) participants could generate another $500 million annually in retirement wealth, a Vanguard research executive...
Vanguard Sees All-Time High Deferral Rates, Plan Design Improvements in 2024
According to a preview of its ‘How America Saves’ report, Vanguard found that average account balances increased in 2024 and...
Vanguard Announces Fee Reductions Across 87 Funds
According to the firm, the reduction, which applies across 168 share classes, is its largest fee cut to date.
Vanguard Fined by SEC for Misleading Retail TDF Investors
The regulator found that the firm did not provide accurate information about the capital gains and tax implications of a...
Benefits |
Rothification, AI Advancements Among Expected Retirement Plan Trends for 2025
The head of institutional investor advice at Vanguard shares her predictions for retirement plan trends next year.
Are 401(k) Loans Detrimental to Retirement Savings Behavior?
A new paper using Vanguard data suggests that many participants maintain their contribution rates while paying off 401(k) loans.
Products |
Vanguard Offers Emergency Savings Account, Health Cost Estimator
The firm has launched features on its financial wellness platform to help participants with emergency expenses and planning for health...
Products |
Oaktree Dropped From Vanguard Emerging Markets Fund
Vanguard has reallocated Oaktree’s advisement to two other current fund advisers.