Ask the Experts

Ask the Experts | November 8th, 2016

(b)lines Ask the Experts – Eligibility After Move From Union to Non-Union Employee

“We sponsor an Employee Retirement Income Security Act (ERISA) 403(b) plan that excludes collectively bargained employees from the right to receive employer contributions, though they are permitted to...

Ask the Experts | November 1st, 2016

(b)lines Ask the Experts – Why Would a Church Plan Elect ERISA Coverage?

“I am an adviser who works with church plans, and am thus familiar with the phrase “non-electing” church plan as not electing Employee Retirement Income Security Act (ERISA)...

Ask the Experts | October 25th, 2016

(b)lines Ask the Experts – Stable Value Funds Versus Separate Accounts

“I recently started working in the benefits office of a large health care organization.

Ask the Experts | October 18th, 2016

(b)lines Ask the Experts – Can a 403(a) Plan Be Merged With a 403(b)?

“Can 403(a) plans be merged into 403(b) plans or can they only be merged into other 403(a) plans?”

Ask the Experts | October 11th, 2016

(b)lines Ask the Experts – Form 5500 Filing Tips

“We are preparing to file or 2015 Form 5500s for our ERISA retirement plans? Any last-minute filing tips from the Experts?”

SPONSORED MESSAGE — SCROLL FOR MORE CONTENT

Ask the Experts | October 4th, 2016

(b)lines Ask the Experts – Can CITs Be Used in 403(b)s?

“I read your Ask the Experts regarding exchange-traded funds (ETFs) and 403(b) plans, but what about collective investment trusts? Are they permissible investments in 403(b) plans?”

Ask the Experts | September 27th, 2016

(b)lines Ask the Experts – Changes to Consider As Plan Size Grows

“I work for a rapidly-growing nonprofit that just two years ago had a handful of employees; now, we have more than 100. We have sponsored an Employee Retirement...

Ask the Experts | September 20th, 2016

(b)lines Ask the Experts – Will Deferral Limits Rise for 2017?

“I’ve already read some estimates that the current 402(g) limit on retirement plan elective deferrals will rise $500 in 2017, to $18,500, while the age-50 catch-up will remain...

Ask the Experts | September 13th, 2016

(b)lines Ask the Experts – Are SPDs Needed for 457(b) Plans?

“I work for a large museum that sponsors multiple retirement plans.

Ask the Experts | September 6th, 2016

(b)lines Ask the Experts – Coverage Amount for Fiduciary Liability Insurance

“I know from a prior Ask the Experts column about the difference between a Fidelity Bond and Fiduciary liability coverage, but I had a question regarding the amount...

Ask the Experts | August 30th, 2016

(b)lines Ask the Experts – What Is a Tiered Investment Lineup?

“The recordkeeper for our Employee Retirement Income Security Act (ERISA) 403(b) plan recommended that we switch to a tiered approach for our investment lineup."

Ask the Experts | August 23rd, 2016

(b)lines Ask the Experts – Excluding Temporary Employees

“I work with a 501(c)(3) tax-exempt that sponsors a 403(b) plan. The entity employs a large number of temporary workers since the entity engages in a lot of...

Ask the Experts | August 16th, 2016

(b)lines Ask the Experts – Beneficiary Rules for Non-ERISA Church Plans

“We are a denominational church plan that has not elected to be covered by the Employee Retirement Income Security Act (ERISA).

Ask the Experts | August 9th, 2016

(b)lines Ask the Experts – Are Governmental Plans Free From ERISA-Like Regulations?

“I was surprised to learn in your recent Ask the Experts column that governmental plans are always exempt from the rules of the Employee Retirement Income Security Act...

Ask the Experts | August 2nd, 2016

(b)lines Ask the Experts – 457(f) Plans and Proposed Regulations

“Our 403(b) plan recordkeeper informed us that the Internal Revenue Service (IRS) recently released proposed regulations regarding 457(f) plans.”

Ask the Experts | July 26th, 2016

(b)lines Ask the Experts – Can Governmental 403(b)s Elect to Be ERISA Plans?

A governmental 403(b) plan sponsor attending the non-ERISA 403(b) Update panel at the 2016 PLANSPONSOR National Conference asked a question.

Ask the Experts | July 18th, 2016

(b)lines Ask the Experts – Is A Financial Audit a Good Idea for a Non-ERISA Plan?

"We are a governmental 403(b) plan sponsor.

Ask the Experts | July 12th, 2016

(b)lines Ask the Experts – When Is a Loan Considered to Be in Default?

“I noticed that you have written a number of Ask the Experts columns regarding loan defaults, but none of those Q&As appear to answer a basic question that...

Ask the Experts | June 28th, 2016

(b)lines Ask the Experts – Delaying RMDs When Switching to Controlled Employer

“I work with the retirement plan of a private university that sponsors an Employee Retirement Income Security Act (ERISA) 403(b) plan.

Ask the Experts | June 14th, 2016

(b)lines Ask the Experts – Must Participant Loans Be Paid Upon Termination?

“Our recordkeeper insists that the final loan regulations require repayment of the loan upon termination of employment, but I have argued with them that this is not the...

1 … 22 23 24 25 26 … 39

Most Read

Compliance
Six Employers Accuse UnitedHealth of Breaching Fiduciary Duty
Benefits
Auto-Features: Are Plans Measuring Up to the SECURE 2.0 Industry Standard?
Benefits
PLANSPONSOR Roadmap: From Consideration to Action—Or Inaction
Research
Vanguard: Flexible Distribution Features Help Keep Retirees’ Assets in Plans
Compliance
DOL Announces Final PBM Fee Disclosure Rule

Upcoming Events

Upcoming Events

PLANSPONSOR Roadmap 2026 Livestream Series: Retirement Income

Implementing a retirement income solution in a defined contribution plan is not a product decision, but a governance decision with long-term implications. Join PLANSPONSOR's Retirement Income livestream series to get practical guidance and learn about resources to develop decision frameworks that can be taken back to plan and investment committees.

see more events