(b)lines Ask the Experts – What Is a Fidelity Bond?
October 14, 2014 (PLANSPONSOR (b)lines) – “I am in the process of filing our retirement plan 5500s and a question regarding fidelity bond coverage is listed.
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(b)lines Ask the Experts – Treatment of Contracted Employees
September 30, 2014 (PLANSPONSOR (b)lines) – “I work for a 501(c)(3) arts organization and, due to the nature of our business, I have several individuals on payroll who...
(b)lines Ask the Experts – Preserving Contribution Sources in Plan Transfers
September 23, 2014 (PLANSPONSOR.com) - “If we switch recordkeepers should the contribution sources be preserved?
(b)lines Ask the Experts – When to Expect Contribution Limit Information
September 16, 2014 (PLANSPONSOR (b)lines) – “Already attempting to plan for 2015. Do we know when the new retirement plan contribution limits will be announced?”
(b)lines Ask the Experts – 457 Deferrals and Plan Limits
September 9, 2014 (PLANSPONSOR (b)lines) – “I have a new employee who contributed to the retirement plans of his prior employer, which maintained plans similar to ours.
(b)lines Ask the Experts – Different Investment Policies for DB and DC Plans
September 2, 2014 (PLANSPONSOR (b)lines) – “I serve as chair of the investment committee for a large health care entity, and we oversee the defined benefit (DB) pension...
(b)lines Ask the Experts – Eliminating the Minimum Deferral Requirement
August 26, 2014 (PLANSPONSOR (b)lines) – “I noticed in our 403(b) plan document that there is a minimum annual deferral requirement of $200. Is this required under the...
(b)lines Ask the Experts – Suggested Reading for New Plan Sponsor Employee
August 12, 2014 (PLANSPONSOR (b)lines) – “I was just hired by the benefits department of a large university to work on retirement plan issues.
(b)lines Ask the Experts – Managing Form 5500 Filing for Multiple Plans
August 5, 2014 (PLANSPONSOR (b)lines) – “I work for a large nonprofit hospital, and through a series of acquisitions we have ended up administrating a variety of 401(a),...
(b)lines Ask the Experts – Preparing for an IRS Audit
July 29, 2014 (PLANSPONSOR (b)lines) – “Though our 403(b) plan has never been audited by the Internal Revenue Service (IRS), I want to make certain we are troubleshooting...
(b)lines Ask the Experts – Employer Contribution Limits for 403(b)s and 457(b)s
July 22, 2014 (PLANSPONSOR (b)lines) – “I realize that there are separate 402(g) elective deferral limits for 457(b) and 403(b) plans, but what about for employer contributions?
(b)lines Ask the Experts – Retirement Plan Contributions from Disability Plan
July 15, 2014 (PLANSPONSOR (b)lines) – “I recently started working at a University and noticed that our disability carrier has been making contributions to our retirement plan on...
(b)lines Ask the Experts – Deferral Amount Requirement for 403(b) Participation
July 1, 2014 (PLANSPONSOR (b)lines) – “I realize the Experts addressed the issue of 403(b) participants who must be counted for Form 5500 purposes in a previous Ask...
(b)lines Ask the Experts – ERISA-Like Practices for non-ERISA 403(b)s
June 17, 2014 (PLANSPONSOR (b)lines) – “Do the Experts think Public K-12 school districts and other 403(b) plan sponsors that are not subject to ERISA could benefit from...
(b)lines Ask the Experts – Determining Reasonableness of Fees
June 10, 2014 (PLANSPONSOR (b)lines) – “Thanks to the new service provider and fee disclosure requirements, I have a much clearer picture of the fees paid by our...
(b)lines Ask the Experts – Guidelines for Asking the Experts Questions
May 27, 2014 (PLANSPONSOR (b)lines) – “I recently sent a question to Ask the Experts, but it wasn’t used for the column. Can you explain why the Experts...
(b)lines Ask the Experts – IRS Relief for Late Form 5500s
May 20, 2014 (PLANSPONSOR (b)lines) – “I read a recent article in (b)lines which indicated the Internal Revenue Service (IRS) is waiving its penalties for filing late 5500...
(b)lines Ask the Experts – EPCRS Corrections Available for 457 Top-Hat Plans
May 13, 2014 (PLANSPONSOR (b)lines) – “We are a 501(c)(3) private tax-exempt employer that sponsors a 457(b) top-hat plan for select management or highly compensated employees.
(b)lines Ask the Experts – Covering More Than All Bases for Notices
May 6, 2014 (PLANSPONSOR (b)lines) – “We have a complex payroll structure with a number of included/excluded groups of employees.
(b)lines Ask the Experts – Same-Gender Marriage Rules and non-ERISA Plans
April 29, 2014 (PLANSPONSOR (b)lines) – “I work with a public school district and our 403(b) plan is not subject to ERISA. Is there any impact on the...