Ask the Experts

(PLANSPONSOR (b)lines ) - A 403(b) plan sponsor says: "I keep hearing about all of these fees investment providers charge, yet I do not pay any fees direct...

(PLANSPONSOR (b)lines) – A representative to public educators notes that many public school employers eliminated low-cost 403(b)(7) options when choosing their compliance solutions to the new regulations.

"Are exchange-traded funds (ETFs) permissible investments in a 403(b) plan?"

January 26, 2010 (PLANSPONSOR (b)lines) – A county government employee does not want to participate in the county's money purchase plan, in which only employer contributions are made.

January 19, 2010 (PLANSPONSOR (b)lines) – A tax-exempt organization terminated its deferral-only 403(b) plan in 2008 and started a new deferral-only 401(k) plan on January 1, 2009.

January 12, 2010 (PLANSPONSOR (b)lines) – A plan adviser asks: “Aren’t trusts required for 403(b) plans as they are for other qualified plans, and is the answer different...

A plan adviser asks what are the rules, pros and cons of starting up a new 401(k) and freezing 403(b) and 457(b) plans.

 December 22, 2009 (PLANSPONSOR (b)lines) – A plan provider notes: "If a nonelecting church, non-ERISA 414(e) organization sponsors an eligible 457(b) plan, it appears that this plan can...