(b)lines Ask the Experts – Can a 403(b) Plan be Disqualified?
August 23, 2011 (PLANSPONSOR (b)lines) – “Can a 403(b) plan be disqualified?”
Ask the Experts
(b)lines Ask the Experts – Why 403(b)s Differ among Sponsor Types
July 29, 2011 (PLANSPONSOR (b)lines) – “I am a physician working for a tax exempt hospital and my husband is a public school teacher. We both invest in...
(b)lines Ask the Experts – Section 115 Government Instrumentalities
August 9, 2011 (PLANSPONSOR (b)lines) – “What types of pension plans can be maintained by a Code section 115 "government instrumentality?”
(b)lines Ask the Experts – Non-Discrimination Rules for Match Contributions
August 2, 2011 (PLANSPONSOR (b)lines) – “I realize that the nondiscrimination rules for employer base/nonmatching/discretionary contributions were dramatically changed by the final 403(b) regulations, but what about the...
(b)lines Ask the Experts – Church Plans and Group Trusts
July 29, 2011 (PLANSPONSOR (b)lines) – “A 403(b) church plan that is not a 403(b)(9) retirement income account wants to invest in a group trust; is that possible?”
(b)lines Ask the Experts – Examination Letters
July 19, 2011 (PLANSPONSOR (b)lines) – “I recently received a letter from the IRS telling me that my 403(b) plan is under examination. What should I do?”
(b)lines Ask the Experts – Plan Termination Unknowns
July 12, 2011 (PLANSPONSOR (b)lines) – “The Internal Revenue Service has issued guidance on 403(b) plan terminations, so why is it still difficult to terminate a plan?”
(b)lines Ask the Experts – Correcting Past Deferral Limit Violations
July 5, 2011 (PLANSPONSOR (b)lines) – “In performing a 15-year catch-up election calculation under Code Section 402(g)(7) for an individual which required us to review the employee's entire...
(b)lines Ask the Experts – Plan Administration after Consolidating Vendors
June 28, 2011 (PLANSPONSOR (b)lines) – During the recent PLANSPONSOR National Conference Ask the Experts panel a plan sponsor said, “Our plan consolidated from several providers to a...
(b)lines Ask the Experts – Why Offer Both a 401(a) and 403(b)?
June 21, 2011 (PLANSPONSOR (b)lines) – During the recent PLANSPONSOR National Conference's live Ask the Experts panel a plan sponsor said, “We were formerly part of a larger...
(b)lines Ask the Experts – Catch-Up Confusion
June 14, 2011 (PLANSPONSOR (b)lines) – “I read that a 403(b) retirement plan participant can be using what he believes to be the age-50 catch-up election under IRC...
(b)lines Ask the Experts – New Form 5500 SSA Schedule
June 7, 2011 (PLANSPONSOR (b)lines) – “I read in a recent Ask the Experts Column on small/frozen Plan 5500 filings that there is a new Form 8955-SSA IRS...
(b)lines Ask the Experts – Testing the Limits
May 31, 2011 (PLANSPONSOR (b)lines) – “We sponsor an elective deferral 403(b) plan that is subject to ERISA. There are no employer contributions. I read in a prior...
(b)lines Ask the Experts – Separate Plans for Employee and Employer Contributions
May 24, 2011 (PLANSPONSOR (b)lines) – “Can a 501(c)(3) entity sponsor a non-ERISA 403(b) for deferral contributions and a SEP-IRA for employer contributions?”
(b)lines Ask the Experts – Frozen Plan Now Small Plan for Audit Purposes
May 17, 2011 (PLANSPONSOR (b)lines) – “We have a 403b ERISA plan that filed a 5500 with an audit in 2009. On 09/01/09 we froze the plan. As...
(b)lines Ask the Experts – Responsibility for Updating Plan to Comply with Regs
May 10, 2011 (PLANSPONSOR (b)lines) – “Our museum has a 403(b) plan with only one provider that provides investment vehicles and also serves as the third party administrator. We...
(b)lines Ask the Experts – Tax on Distributions to a Beneficiary
May 3, 2011 (PLANSPONSOR (b)lines) – “An employee participating in a 403(b) plan died and now his widow, who is 58, has been told she must pay a...
(b)lines Ask the Experts – Ensuring Compliant Transactions in Multi-Vendor Plans
April 26, 2011 (PLANSPONSOR (b)lines) – “I am a 403(b) plan sponsor with multiple vendors, and I have heard from law firms, consulting firms, providers and others that...
(b)lines Ask the Experts – Restrictions on Hardship Withdrawals
April 19, 2011 (PLANSPONSOR (b)lines) – “We are establishing a new 403(b) plan with a mutual fund provider and wanted to be able to permit hardship distributions on...
(b)lines Ask the Experts – Correcting Excess Deferrals
April 12, 2011 (PLANSPONSOR (b)lines) – “I recently discovered that one of our 403(b) plan participants deferred in excess of the 402(g) limit ($16,500) in 2010, and does...