Ask the Experts

Ask the Experts | June 5th, 2012

(b)lines Ask the Experts – Non-Electing Church Plans and Nondiscrimination Testing

June 5, 2012 (PLANSPONSOR (b)lines) – “Does a non-electing church plan that is a 401(k) plan have to comply with the ADP and ACP nondiscrimination tests? I read...

Ask the Experts | June 1st, 2012

(b)lines Ask the Experts – No Safe Harbor If 401(a) Match Tied to 403(b)

June 1, 2012 (PLANSPONSOR (b)lines) – “A private (non-church/government) tax-exempt organization sponsors a 401(a) plan that provides for matching contributions made in proportion to salary deferral contributions made...

Ask the Experts | May 22nd, 2012

(b)lines Ask the Experts – Participant Disclosure for Provider’s Entire Platform

May 22, 2012 (PLANSPONSOR (b)lines) – “I am a 403(b) plan sponsor with three active investment providers.

Ask the Experts | May 15th, 2012

(b)lines Ask the Experts – Rollovers from 403(b)s to IRAs

May 15, 2012 (PLANSPONSOR (b)lines) – “IRC Section 72(t)(9) provides that a distribution from a governmental 457(b) plan is subject to the 10% premature distribution income tax penalty...

Ask the Experts | May 8th, 2012

(b)lines Ask the Experts – Advantages of Different Plan Choices

May 8, 2012 (PLANSPONSOR (b)lines) – “What are some advantages of a 403(b) tax-sheltered annuity versus just a 403(b)7 versus a Roth IRA?”

SPONSORED MESSAGE — SCROLL FOR MORE CONTENT

Ask the Experts | May 1st, 2012

(b)lines Ask the Experts – Plan Documents Not Amended for All Legislation

May 1, 2012 (PLANSPONSOR (b)lines) – “An ERISA 403(b) plan sponsor adopted a plan document back in 1997, but never amended the document to reflect legally required provisions...

Ask the Experts | April 24th, 2012

(b)lines Ask the Experts – How to Provide a Clergy Housing Allowance

April 24, 2012 (PLANSPONSOR (b)lines) – “I have a church plan client that wants to provide a housing allowance for their pastor in retirement through their 403(b) retirement...

Ask the Experts | April 17th, 2012

(b)lines Ask the Experts – Getting Rid of Old Plan Documentation

April 17, 2012 (PLANSPONSOR (b)lines) – “We are performing some spring cleaning here at the employee benefits office, and we noticed that we have TON of records related...

Ask the Experts | April 3rd, 2012

(b)lines Ask the Experts – 403(b) Contributions and Tax Reporting

April 3, 2012 (PLANSPONSOR (b)lines) – “I am a fairly new employee at a nonprofit hospital, who made elective deferrals to a 403(b) plan for the very first...

Ask the Experts | March 27th, 2012

(b)lines Ask the Experts – Universal Availability Exclusion

March 27, 2012 (PLANSPONSOR (b)lines) – “Though I have discussed the administrative burden of utilizing such an approach, some of my 403(b) plan sponsor clients wish to exclude...

Ask the Experts | March 20th, 2012

(b)lines Ask the Experts – Lifetime Income Options for 403(b) Plans

March 20, 2012 (PLANSPONSOR (b)lines) – “I read last week's Q&A regarding age 70 1/2 required minimum distributions (RMDs) and was wondering, with all the talk about the...

Ask the Experts | March 13th, 2012

(b)lines Ask the Experts – RMDs for Rolled Over Balances

March 13, 2012 (PLANSPONSOR (b)lines) – “I was reading your recent Q&A regarding the hire that was over age 70 ½ years of age which stated that the...

Ask the Experts | March 6th, 2012

(b)lines Ask the Experts – Age Restriction for Plan Eligibility

March 6, 2012 (PLANSPONSOR (b)lines) – “I was recently hired by the benefits department of a private university, and was surprised to see that employees are not eligible...

Ask the Experts | February 28th, 2012

(b)lines Ask the Experts – Hiring Someone Older than 70 ½

February 28, 2012 (PLANSPONSOR (b)lines) – “A trend at the museum at which I work is to hire individuals who have retired from other fields. Often these individuals...

Ask the Experts | February 14th, 2012

(b)lines Ask the Experts – Automatic Cashout of Less than $5000 Balances

February 14, 2012 (PLANSPONSOR (b)lines) – “Our ERISA 403(b) multiple-vendor plan does not currently have a automatic cashout provision, and I would like to amend our document to...

Ask the Experts | February 7th, 2012

(b)lines Ask the Experts – Fee Disclosure and Legacy Vendor Contracts

February 7, 2012 (PLANSPONSOR (b)lines) – “As an ERISA 403(b) plan sponsor, I was pleased to see that, in addition to delayed effective dates for vendor and participant...

Ask the Experts | January 31st, 2012

(b)lines Ask the Experts – Prudently Monitoring Legacy Vendor Contracts

January 31, 2012 (PLANSPONSOR (b)lines) – “When I took over the benefits function at our company a year ago, I found a 403(b) provider arrangement that we had...

Ask the Experts | January 24th, 2012

(b)lines Ask the Experts – Missed Age 70 ½ Distributions

January 24, 2012 (PLANSPONSOR (b)lines) – “I received reports from our plan vendor that appear to indicate several of our 403(b) plan participants who have turned age 70...

Ask the Experts | January 17th, 2012

(b)lines Ask the Experts – The Effect of Lacking Guidance About Fee Disclosure

January 17, 2012 (PLANSPONSOR (b)lines) – “I hear that my 403(b) vendor is supposed to provide me with a new fee disclosure document (or fee addendum) by April...

Ask the Experts | January 10th, 2012

(b)lines Ask the Experts – Who Is Responsible for Reporting Form 8955-SSA Data?

January 10, 2012 (PLANSPONSOR (b)lines) – “I have heard about this new requirement from the IRS requiring me to report information about participants with "deferred vested benefits" to...

1 … 32 33 34 35 36 … 39

Most Read

Investing
PLANSPONSOR Roadmap: Private Markets in DC Plans
Compliance
Alleged Fake Support of DOL Alts Rule Spurs Congressional Request for Investigation
Compliance
House Passes ESOP Framework Bill
Compliance
IRS Explains Deadlines for Required, Discretionary Plan Amendments
Data and Research
Edelman: Pre-Retirees Want to Make Investment Decisions, Need More Understanding

Upcoming Events

Upcoming Events

PLANSPONSOR Roadmap 2026 Livestream Series: Plan Investments

Every defined contribution retirement plan sponsor faces a growing list of consequential investment decisions. Knowing what choices to consider, which questions truly matter and when action is warranted is more challenging than ever. Join PLANSPONSOR for discussions and resources from industry experts and plan sponsor peers that cut through the noise.

see more events