Opinions

More employers are starting to enhance financial benefits, through automatic enrollment, health savings programs, or other financial wellness initiatives, notes Rick Irace, chief operating officer, Ascensus Retirement.

Loan defaults are a preventable form of plan leakage, and stopping them can improve retirement plan participants’ financial wellness.

Smart beta seeks additional outperformance and is a flexible enhancement to traditional index. Here’s what you should consider as a defined contribution plan sponsor.

Michael Barry, president of the Plan Advisory Services Group, discusses the fundamental principles of the 401(k) system, defaults and plan leakage.

Best practices for financial institutions that sponsor defined benefit plans.

Some who step up to help family members when needed will have adequate resources, creating no impact on their retirement security, but for some others, family help may...

Michael Barry, president of the Plan Advisory Services Group, shares his thoughts about lawmakers’ consideration of making the current pre-tax retirement savings system an after-tax system.

Michael Barry, president of the Plan Advisory Services Group, discusses how the taxation on early withdrawals from retirement plans hurts retirement security for low-paid participants.

Choice and annuities are critical components of retirement plans for higher education employees, argues Larry Edward Penley, Ph.D., president of Penley Consulting, LLC.

Prof. Robert C. Merton and Dr. Arun S. Muralidhar propose a model for the design of state-run retirement plans.

Michael Barry, president of the Plan Advisory Services Group, discusses how certain Trump priorities will affect retirement plans.

Michael Barry, president of the Plan Advisory Services Group, shares his thoughts about what the Trump Employee Benefit Security Administration should undo and do.

Michael Barry discusses why he thinks automatic IRA legislation still has a chance to be passed.

Will the Trump administration repeal the DOL’s fiduciary rule, and is comprehensive tax reform possible?

Michael Barry questions whether there is a lack of commitment to Social Security as a social insurance system, but rather a desire to use the opportunity presented by...

It’s time to face the reality that saving for retirement is tough, and policies need to address the fact that the cost of saving for retirement is higher...

Viability from MassMutual shows employers—chief financial officers (CFOs) in particular—the value of promoting employee retirement readiness.

Corey Rosen, founder of the National Center for Employee Ownership, discusses key rulings in company stock litigation against retirement plan sponsors.

Congress should stop making retirement policy simply as a way to fund infrastructure spending.

A comparison of reader surveys then and now shows a slightly more positive view of the sweeping legislation.