Opinions

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December 23, 2013 (PLANSPONSOR.com) - Recently the Internal Revenue Service (IRS) issued a notice introducing a rule change regarding flexible spending accounts (FSAs).

December 20, 2013 (PLANSPONSOR.com) - To increase the effectiveness of an organization’s retirement plan offering and drive better retirement outcomes for plan participants, employers must first understand how...

December 18, 2013 (PLANSPONSOR.com) - The holiday season is a time that symbolizes reflection of the past year, and plans for a New Year of success.

December 16, 2013 (PLANSPONSOR.com) – Target-date funds (TDFs) have become an integral part of many defined contribution plans.

December 4, 2013 (PLANSPONSOR.com) - On October 31, the IRS and Treasury issued Notice 2013-71 which permits employers to allow employees to carry over up to $500 of...

December 3, 2013 (PLANSPONSOR.com) - In the ever changing landscape of retirement and benefit plans, the issue of missing participants continues to compound for plan sponsors.

November 22, 2013 (PLANSPONSOR.com) - With executives facing a great many obstacles impacting their ability to accumulate sufficient funds for adequate retirement, executive managers are also impacted by...

November 21, 2013 (PLANSPONSOR.com) - The holidays are upon us and with it, so many reasons to be thankful. Take health care reform for instance…

November 20, 2013 (PLANSPONSOR.com) - We live in a world where the 401(k) plan has become the main source of retirement income for most Americans.

November 6, 2013 (PLANSPONSOR.com) - For the past few years, we have put together an annual list of ACA plan amendments that are required for the upcoming plan...

November 01, 2013 (PLANSPONSOR.com) - Since its introduction nearly 30 years ago, the 401(k) has evolved from a perk for high-paid executives to an essential benefit to finance...

November 1, 2013 (PLANSPONSOR.com) - While asset liability matching (ALM) has always had an appeal in the qualified retirement plan arena, it has become more popular and timely...

October 24, 2013 (PLANSPONSOR.com) - With the increasing popularity and growth in participant-directed retirement plans, the onus for managing retirement savings has been placed directly on the participants.

October 23, 2013 (PLANSPONSOR.com) - Employers want to get absent employees back to work in a productive capacity as soon as they are ready and able to return...

October 22, 2013 (PLANSPONSOR.com) - The economic uncertainty of the last few years has left many Americans feeling insecure about their retirement prospects.

October 18, 2013 (PLANSPONSOR.com) - National Save for Retirement Week promotes the importance of participating in employer-sponsored retirement plans and complements what we do the other 51 weeks...

October 4, 2013 (PLANSPONSOR.com) - Since the Department of Labor release of additional guidance for target-date fund screening and monitoring in February of this year, a more stringent...

October 2, 2013 (PLANSPONSOR.com) - On September 13, 2013, Treasury issued Notice 2013-54 (the “Notice”) (and the Department of Labor issued substantially identical guidance...

September 26, 2013 (PLANSPONSOR.com) - Diversification across U.S., European and emerging markets is key to risk-adjusted returns and lower volatility.