Opinions

Opinions | September 6th, 2013

IRS Probing Non-Qualified 457(b) Plans

September 6, 2013 (PLANSPONSOR (b)lines) - Just when you thought the Internal Revenue Service (IRS) might be taking a breather, what with government furloughs and all, you receive...

Opinions | September 4th, 2013

SECOND OPINIONS: Preparing for New Wellness Program Rules for 2014

September 4, 2013 (PLANSPONSOR.com) - In June, the Departments of Health and Human Services, Treasury, and Labor issued new final HIPAA wellness regulations. 78 Fed. Reg. 33158 (June...

Opinions | September 3rd, 2013

Effective Security Strategy for Nonqualified Benefits

September 3, 2013 (PLANSPONSOR.com) - Increased tax rates for highly paid executives and limits on qualified benefits have generated heightened interest in nonqualified benefit plans, resulting in a...

Opinions | August 30th, 2013

Revisiting Part-Time Employee Eligibility

August 30, 2013 (PLANSPONSOR.com) - The Affordable Care Act has brought attention to the coverage of part-time employees under health plans, and now is a good time to...

Opinions | August 30th, 2013

A Lesson Plan for Life

August 30, 2013 (PLANSPONSOR.com) - As educators around the country organize their classrooms for returning students, many are busy preparing class lesson plans, but “Back to School” season...

Opinions | August 14th, 2013

SECOND OPINIONS: Determining Seasonal Worker Exceptions

August 14, 2013 (PLANSPONSOR.com) – “I have read that an employer who hires agricultural workers on a seasonal basis needs to determine whether the seasonal employee exception applies...

Opinions | August 12th, 2013

Looking Beyond the Hype to Value

August 12, 2013 (PLANSPONSOR.com) - Millions of active and retired employees increasingly rely on their defined contribution plan savings to help provide a secure retirement.

Opinions | August 7th, 2013

SECOND OPINIONS: Counting Hours for Seasonal Employees

August 7, 2013 (PLANSPONSOR.com) – Experts from Groom Law Group answer a question about seasonal employees and how they are treated under the employer mandate look-back rules.

Opinions | July 23rd, 2013

TRIVIAL PURSUIT: Obscure Cities with Versions of Monopoly

July 23, 2013 - There are many localized versions of the board game Monopoly which are officially licensed by Hasbro.

Opinions | July 8th, 2013

Higher Ed. Compliance Check Finds Retirement Plan Issues

July 8, 2013 (PLANPSONSOR.com) - On May 2, 2013, the Internal Revenue Service’s (IRS’s) Exempt Organizations division released its Colleges and Universities Compliance Project Final Report.

Opinions | July 3rd, 2013

SECOND OPINIONS: Proposed Regulations on 90-Day Waiting Period Limitation

July 3, 2013 (PLANSPONSOR.com) - Treasury, DOL and HHS recently published proposed regulations (78 Fed. Reg. 17313 (March 21, 2013)) (“Proposed Regulations”)...

Opinions | June 14th, 2013

The IRS 457(b) Plan Compliance Check

June 14, 2013 (PLANSPONSOR.com) - Not all 457(b) deferred compensation plans are the same.

Opinions | June 12th, 2013

SECOND OPINIONS: Summary of Benefits and Coverage Updated Guidance

June 12, 2013 (PLANSPONSOR.com) - Each year, health plans must provide Summaries of Benefits and Coverage (SBCs) prior to enrollment so that employees can...

Opinions | June 7th, 2013

Fees: 3 Steps Every Plan Sponsor Should Take

June 7, 2013 (PLANSPONSOR.com) - Everywhere that plan sponsors turned over the past 18 months, they heard talk of fee disclosure.

Opinions | May 28th, 2013

Tools to Help Conservative Savers Get Retirement Ready

May 28, 2013 (PLANSPONSOR.com) - The current retirement landscape underscores the importance of managing risk and volatility in employer-sponsored retirement plans.

Opinions | May 7th, 2013

A New Compliance Environment for 403(b)s

May 7, 2013 (PLANSPONSOR.com) - Sponsors of 403(b) plans should take note of several recent announcements by the Internal Revenue Service (IRS) concerning compliance with the various requirements...

Opinions | April 24th, 2013

SECOND OPINIONS: ACA-Required Deductible & Cost Sharing Limits

April 24, 2013 (PLANSPONSOR.com) - The Department of Labor (DOL) recently issued a series of FAQs that addressed, among other things, applicability of the deductible and out-of-pocket limits...

Opinions | April 23rd, 2013

Is it Your Problem if Your Employees Can’t Retire?

April 23, 2013 (PLANSPONSOR.com) – Is it your problem if your employees can’t retire? For many employers, the answer has been “no.”

Opinions | April 12th, 2013

Rising Interest Rates Could Spell Trouble for Bond Funds

April 12, 2013 (PLANSPONSOR.com) - Interest rates have continued to fall since the start of the financial crisis in 2008, with the yield on the 10-year Treasury declining...

Opinions | March 27th, 2013

SECOND OPINIONS: More Questions About Employer Shared Responsibility Requirements

March 27, 2013 (PLANSPONSOR.com) - Earlier this year, Treasury and the IRS published proposed regulations (78 Fed. Reg. 217 (January 2, 2013)) on the employer "shared responsibility" requirements...

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