Opinions

November 7, 2012 (PLANSPONSOR.com) - The IRS recently issued two notices (Notice 2012-58 and Notice 2012-59) related to the ACA employer "shared responsibility" mandate requirement and waiting period...

October 26, 2012 (PLANSPONSOR (b)lines) - The 15-year catch-up election has been an institution in the 403(b) plan marketplace for many years; having long outlasted other provisions of...

October 22, 2012 (PLANSPONSOR.com) - Suspected witches were burned in Salem. Japanese-Americans were interned because of their heritage. Alleged communists were denigrated at congressional hearings. African-Americans were refused...

October 17, 2012 - The IRS recently issued two notices (Notice 2012-58 and Notice 2012-59) related to the Affordable Care Act (ACA) employer "shared responsibility" mandate provision and...

September 28, 2012 (PLANSPONSOR.com) - Imagine a world where business competitors cooperate to provide consumers with the best possible goods and services.

September 26, 2012 (PLANSPONSOR.com) - When the employee portion of the Medicare Tax increases by 0.9% in 2013, does the employer have to withhold that amount from payroll? ...

September 12, 2012 - In our last column, we noted that many plan sponsors had been waiting for the Supreme Court’s decision on the Affordable Care Act (ACA)...

September 5, 2012 (PLANSPONSOR.com) - This summer, the U.S. Supreme Court found the Affordable Care Act (ACA) to be constitutional. 

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August 22, 2012 (PLANSPONSOR.com) - The Patient Protection and Affordable Care Act (ACA) includes a number of revenue-raising provisions intended to offset the cost of other, revenue-losing...

August 17, 2012 (PLANSPONSOR (b)lines) - The act of distributing participant-level fee disclosures is likely to focus more employee attention on your plan.  How much information should you...

August 7, 2012 (PLANSPONSOR.com) - A new rule under PPACA requires health insurers to review the ratio of costs paid out for claims and quality improvement expenses to...

August 7, 2012 (PLANSPONSOR.com) - It is 2012, but some 403(b) plans are looking back to the past – 2009 to be exact.  Why?

August 6, 2012 (PLANSPONSOR.com) - I want to rebuild the pension system, but I need your help.

If there’s one thing employers agree on when it comes to their employees’ retirement, it’s that workers simply aren’t saving enough.

If there’s one thing employers agree on when it comes to their employees’ retirement, it’s that workers simply aren’t saving enough.

July 20, 2012 (PLANSPONSOR.com) - The litany of challenges related to having multiple retirement plan service providers is well documented.

July 18, 2012 (PLANSPONSOR.com) - The Patient Protection and Affordable Care Act (ACA) caps salary reduction contributions to health flexible spending arrangements (FSAs) at $2,500 beginning in 2013.

Sponsors of 403(b) plans are paying more attention to the role of participant education in fee disclosure regulations—opening up a big opportunity for financial professionals.

We have devoted several columns to the new Summary of Benefits & Coverage (SBC) rules, which require group health plans to issue a summary of health benefit options...